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My father is 65 years old (does this qualify as a senior citizen?) IMO, his car insurance is very expensive.. he pays $600 for 6 months of a 2000 Honda Accord. THe car is in perfect condition yet has 100,000 miles on it. He currently uses Allstate. Are there any other companies that I can use here? I think $600/6months is too expensive. I’m looking to pay around half that.
Do you think he is getting ripped off? I mean, the car is probably only worth around what he pays yearly ($1200).
It’s really hard to tell without looking at a number of factors, including – car inspection reports, driving records, credit history, how much he drives, how long he’s had his license, etc.
My recommendation is to start looking around. Get in touch with a number of insurance agents and start comparing prices… that is the only way you will find the best rate. You can start by using the form at the top of this page. Just enter your zip to get started… after filling out the form, you will be contacted by a few auto insurance agents who will offer you rates.
P.S. $600 for 6 months seems reasonable, but yes I think you can do better