DUI Fatality

Home > Forum > DUI Fatality

The following is an exported forum post from our discontinued forum. If you would like to reply to this old forum post, please post a comment below.

Can someone get insurance that would cover them if a spouse driving under the influence caused a traffic fatality?

Answer 1

If your spouse was the one who was driving under the influence and caused a fatality, then he/she is at fault. It should not have any effect on your insurance rates. Just because you are married does not mean that you need to have a joint policy with your spouse.

A DUI/manslaughter charge is nearly enough to make anyone “un-insurable.” Nevertheless, you can still shop around for quotes for your spouse. You might be able to find something that is affordable.

Answer 2

Does your spouse still have a legal driving license? If so, there may be a problem getting insurance for yourself without their driving history affecting the premium you’re going to pay. Many insurance companies insist on including every license driver who lives in the residence, assuming that they may be given permission to drive the insured vehicle. That can be a problem. However, you can certainly ask around and see if you can find someone who will allow you to exclude that person from driving or being included in the policy. Just be sure you don’t let them drive the vehicle because it would be the same as driving uninsured and can be devastating financially if there’s another accident.

Be the first to write a comment.

Your feedback