How much does car insurance cover?

Home > Forum > How much does car insurance cover?

The following is an exported forum post from our discontinued forum. If you would like to reply to this old forum post, please post a comment below.

My rear bumper got smashed. How much does insurance usually cover when getting something like this fixed?

The car is an 08 BMW 325i (white).

just looking for approximate answers here…

Answer #1

It all depends on your policy, what company you use, how much your deducticble, etc. etc.

The insurance company will pay the difference between your deductible and the cost of repairs.  What is your deductible?

Often times, however, if you make a claim on your insurance to get some money, your insurance rates will increase.  If it’s only like $200 damage, it might be worth it to just bite the bullet and get it repaired yourself (without going through the insurance company)

Hope this helps!

Answer #2

Actually different companies has their different quotes. It all depends on your policy and the level of  damage. If it can be fix up easily aActually different companies has their different quotes. It all depends on your policy and the level of  damage. If it can be fix up easily and on a reasonable payment, better to fix Yourself rather than going for a claim. Hope this helps.nd on a reasonable payment, better to fix Yourself rather than going for a claim. Hope this helps.

Answer #3

The first thing that you need to consider in acquirng for a car insurance is to know its price quotes there you can have the idea about the cost, technical features, terms and conditions and even the insurance covered of your car insurance plan. Different car insurance companies have different insurance coverages so better have a automoble price quotes first to know your car insurance coverage. So if the damage is not really a big burden somehow fixing it by yourself can be helpful and when there’s a big big trouble you can use your insurance claim.

Answer #4

that depends on the specifics of the policy/quote as well as the year, make and model of the vehicle and your driving record.  in order to get the clear differences you should contact your insurance company.  or if you’re just starting out looking for insurance, make sure you get a accurate quote from a credible insurance company that is based off accurate details of your current vehicle

 

Be the first to write a comment.

Your feedback