How to Find Cheap Acura TL Insurance Quotes

Find cheap Acura TL insurance quotes in this guide where we compare Acura TL insurance rates across different companies and cities. Acura TL insurance costs $114 a month on average, but where you live will impact what you pay for Acura TL insurance coverage. Enter your zip code below to start comparing quotes in your area right now.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,370 a year or $114 each month
  • A liability-only policy costs around $549 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,007 a year or $417 each month
  • Good drivers can save as much as $565 a year by earning policy discounts
  • Acura TL insurance costs around $149 less per year than the average vehicle

Acura TL insurance rates are around $149 less per year than the average vehicle with full coverage around $1,370 a year or $114 a month. The highest rates are for teens who pay about $5,007 a year or $417 a month.

Good drivers can save as much as $565 a year in policy discounts by practicing safe driving habits. We’re going to go into Acura TL insurance rates, safety ratings, and more.

You can start comparing quotes for Acura TL car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura TL Insurance Cost

The average car insurance costs for a Acura TL are $1,370 a year or $114 a month.

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Are Acura TLs Expensive to Insure?

The chart below details how Acura TL insurance rates compare to other luxury cars like the Infiniti Q70, Lexus GS 300, and Jaguar XE.

Vehicle Comprehensive Collision Liability Total
Infiniti Q70 $370 $774 $338 $1,618
Lexus GS 300 $344 $656 $338 $1,474
Jaguar XE $382 $774 $398 $1,712
Porsche Panamera $520 $1,042 $398 $2,118
Acura TLX $332 $686 $398 $1,574
Audi A8 $464 $900 $390 $1,912
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However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura TL Insurance?

The Acura TL trim and model you choose will affect the total price you will pay for Acura TL insurance coverage.

Age of the Vehicle

Older Acura TL models generally cost less to insure. For example, auto insurance for a 2014 Acura TL costs $1,370, while 2010 Acura TL insurance costs are $1,202, a difference of $168.

Model Year Comprehensive Collision Liability Total
2014 Acura TL $260 $500 $452 $1,370
2013 Acura TL $250 $470 $456 $1,334
2012 Acura TL $240 $422 $460 $1,280
2011 Acura TL $224 $388 $460 $1,230
2010 Acura TL $216 $364 $464 $1,202
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Driver Age

Driver age can have a significant impact on the cost of Acura TL auto insurance. For example, 20-year-old drivers pay approximately $1,676 each year for their Acura TL auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Acura TL insurance rates. For example, drivers in Jacksonville may pay $822 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Acura TL car insurance. Teens and drivers in their 20’s see the highest jump in their Acura TL car insurance with violations on their driving record.

Acura TL Safety Ratings

The Acura TL’s safety ratings will affect your Acura TL auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Acura TL Crash Test Ratings

Acura TL crash test ratings can impact the cost of your Acura TL car insurance. See Acura TL crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2020 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2019 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Acura TL Safety Features

The more safety features you have on your Acura TL, the more likely it is that you can earn a discount. The Acura TL’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Acura TL Insurance Loss Probability

The Acura TL’s insurance loss probability varies between different coverage types. The lower percentage means lower Acura TL auto insurance costs; higher percentages mean higher Acura TL auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -10%
Property Damage -25%
Comprehensive -3%
Personal Injury -7%
Medical Payment -26%
Bodily Injury -23%
Source: Insurance Institute for Highway Safety
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Acura TL Finance and Insurance Cost

When financing a Acura TL, most lenders will require your carry higher Acura TL coverage options including comprehensive coverage, so be sure to shop around and compare Acura TL car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Acura TL Insurance

There are many ways that you can save on Acura TL car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Acura TL car insurance rates low.

  • Check Reviews and State Complaints Before You Choose an Insurer
  • Take a Refresher Course as an Older Driver
  • Spy on Your Teen Driver
  • Remove Young Drivers from Your Acura TL Insurance When They Move Out or Go to School
  • Save Money on Young Driver Acura TL Insurance By Mentioning Grades or GPA

Top Acura TL Insurance Companies

Who is the best company for Acura TL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura TL insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura TL offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Acura TL Insurance Quotes Online

You can start comparing quotes for Acura TL car insurance rates from some of the best car insurance companies by using our free online tool now.

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