Auto Insurance for the Navy (Rates & Discounts)

When buying Navy auto insurance, the best rates may come from insurers that offer a military discount. GEICO offers a 15% discount to members of the Navy. Whether you are active duty or a veteran, cheap Navy auto insurance is available. Additionally, you can save even more on your Navy auto insurance if you bank with Navy Federal Credit Union.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: May 13, 2021

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What You Should Know

  • If you’re in the Navy, a military discount could save you a lot of money on your auto insurance
  • Banking with Navy Federal Credit Union may lead to huge auto insurance discounts
  • Finding an insurance company that consumers trust makes dealing with life simpler

Military discounts come from various auto insurance providers. Navy auto insurance discounts are no exception. With a little bit of research, you could be saving a lot of money on your monthly auto insurance bill.

Finding the right Navy insurance company can seem challenging when you don’t know what to look for. Discounts and affordable standard rates are an excellent place to start. Additionally, banking with the Navy Federal Credit Union can lead you to some smart savings with GEICO.

Understanding auto insurance is not an easy thing to do. When you have a reliable auto insurance company behind you, it’s simpler. Comparing customer satisfaction between insurers provides clarity in the best option for you and your family.

For a quick look at Navy auto insurance quotes from various providers, enter your ZIP code now and start saving.

What is the best way to save money on Navy auto insurance?

When looking at Navy auto insurance rates, you will find that they don’t differ significantly from standard rates. This is because auto insurance policies are individualized. Your rate is based on factors like your age, credit score, and driving record.

It is a common misconception that your education and rank will play a major role in your auto insurance rates. While there is an auto insurance discount for students with good grades, military status and education really don’t factor in.

If you want to buy Navy auto insurance, you really need to be looking at which companies offer the best discounts. This does not always mean looking for a military discount. However, some insurers do offer affordable Navy auto insurance simply with their military discount.

Here is a glance at which companies offer a discount to active members of the military and veterans.

Military Discounts by Company
Company Percentage
AllstateN/A
Esurance25
FarmersN/A
GEICO (may be active of retired)15
Liberty Mutual (must be on active duty)4
MetLife15 (could vary based on years of service)
Safe Auto25
Safeco (may be active or retired)N/A
State FarmN/A
The GeneralN/A
USAA (policyholder, spouse, or parents must be active or retired military to secure policy)N/A
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As you can see, not many auto insurance companies offer a military discount. It would be best if you didn’t count them out, though, because many offer other amazing discounts.

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Who offers cheap auto insurance for members of the Navy?

USAA insurance and GEICO are two of the top-rated auto insurance companies, according to J.D. Power’s 2020 auto insurance review. This is due to a couple of factors.

When it comes to USAA auto insurance, they have built their business on helping active military members, veterans, and their families acquire affordable auto insurance. Additionally, they know how to handle things like deployment and the need for other types of insurance.

GEICO is fantastic for those that are in the Navy and bank with the Navy Federal Credit Union. There are specific discounts available when you buy Navy Federal car insurance.

What auto insurance company offers the best customer service for Navy personnel?

Customer service will matter a lot when choosing an auto insurance provider and you are in the military. When you’re deployed, saving money is helpful and possible with the right insurer.

Obviously, you want to work with a company that knows how to handle your lifestyle. USAA and GEICO are both excellent choices when it comes to handling military matters and saving you money.

These two insurers have exceptionally high customer satisfaction reviews. You can check out the USAA or GEICO auto insurance review to see exactly what consumers have to say about their experience with them.

There is a good chance you could be saving money on your Navy auto insurance. Enter your ZIP code now to see if you can start saving money today.

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