Best BMW 3 series Auto Insurance Rates 2021

To get the best price on your BMW 3 series auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW 3 series, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW 3 series auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 20, 2021

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Things to Remember

  • Safety features of the BMW 3 series can earn you a car insurance discount
  • The MSRP of the BMW 3 series is $41,450
  • Crash test ratings have an impact on BMW 3 series auto insurance rates

If you’re looking to buy a BMW 3 series, you will want to know the details first. We’ve put together information on insurance for the BMW 3 series to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW 3 series will run you.

Read on to learn all about the BMW 3 series including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW 3 series with confidence.

To see fast, free BMW 3 series insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW 3 series insurance rate from top companies right away.

What impacts the cost of BMW 3 series insurance?

The BMW 3 series trim and model you choose can impact the total price you will pay for BMW 3 series insurance coverage.
You can also expect your BMW 3 series rates to be affected by where you live, your driving history, and in most states your age and gender.

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How much is the BMW 3 series?

The average cost to buy a new BMW 3 series is $41,450. This cost will be affected by the trim level of your BMW 3 series and any options you might chooose to add.

BMW 3 series Safety Ratings

The cost of BMW 3 series auto insurance rates depend in part on the BMW 3 series safety ratings. See how the BMW 3 series is rated for safety here.

BMW 3 series Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Ways to Save on BMW 3 series Insurance

Save more on your BMW 3 series car insurance rates. Take a look at the following five strategies that will get you the best BMW 3 series auto insurance rates possible.

  • Ask your insurance company about BMW 3 series discounts
  • Ask about BMW 3 series discounts if you were listed on someone else’s policy
  • Consider BMW 3 series insurance costs before buying a BMW 3 series
  • Ask for a BMW 3 series discount if you have a college degree
  • Ask about welcome discounts

Top BMW 3 series Insurance Companies

Several insurance companies offer competitive rates for the BMW 3 series based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW 3 series drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW 3 series Insurance Quotes Online

You can compare quotes for BMW 3 series auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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