Best BMW 3-Series Auto Insurance Rates 2021

The price of car insurance for the BMW 3-Series depends on a lot of factors. Among the things that can impact your BMW 3-Series car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW 3-Series also affects car insurance rates, and that depends on trim level and options.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 20, 2021

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Things to Remember

  • The cost of insurance for a BMW 3-Series depends on the trim level
  • Safety features of the BMW 3-Series can earn you a car insurance discount
  • The BMW 3-Series has safety features that include Driver Air Bag and Cross-Traffic Alert

If you’re looking to buy a BMW 3-Series, you will want to know the details first. We’ve put together information on insurance for the BMW 3-Series to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW 3-Series will run you.

Read on to learn all about the BMW 3-Series including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW 3-Series with confidence.

To see fast, free BMW 3-Series insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW 3-Series insurance rate from top companies right away.

What impacts the cost of BMW 3-Series insurance?

The BMW 3-Series trim and model you choose can impact the total price you will pay for BMW 3-Series insurance coverage.
You can also expect your BMW 3-Series rates to be affected by where you live, your driving history, and in most states your age and gender.

BMW 3-Series Safety Features

BMW 3-Series safety features can lower the cost of your insurance. The safety features for the BMW 3-Series include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

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Ways to Save on BMW 3-Series Insurance

Save more on your BMW 3-Series car insurance rates. Take a look at the following five strategies that will get you the best BMW 3-Series auto insurance rates possible.

  • Work with a direct insurer instead of an insurance broker for your BMW 3-Series
  • Ask about retiree discounts
  • Install an aftermarket anti-theft device for your BMW 3-Series
  • Get a plan with only liability coverage if you’re driving an older BMW 3-Series
  • Take public transit instead of driving your BMW 3-Series

Top BMW 3-Series Insurance Companies

What is the best auto insurance company for BMW 3-Series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 3-Series auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 3-Series.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW 3-Series Insurance Quotes Online

You can compare quotes for BMW 3-Series auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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