Best BMW 4 Series Auto Insurance Rates 2021

To get the best price on your BMW 4 Series auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW 4 Series, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW 4 Series auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 20, 2021

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Things to Remember

  • Crash test ratings have an impact on BMW 4 Series auto insurance rates
  • Safety features of the BMW 4 Series can earn you a car insurance discount
  • The cost of insurance for a BMW 4 Series depends on the trim level

Buying a new car is both fun and a lot of work. If the BMW 4 Series is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW 4 Series right here.

Take a look at what you can expect in terms of insurance rates for the BMW 4 Series and compare it to other similar vehicles. Then find out how the BMW 4 Series stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW 4 Series right here.

If you need insurance for a BMW 4 Series right now, we can help. Enter your ZIP code for free BMW 4 Series car insurance quotes from top companies.

What impacts the cost of BMW 4 Series insurance?

The average annual rate for the BMW 4 Series is just that, an average. Your insurance rates for a BMW 4 Series can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW 4 Series.

BMW 4 Series Crash Test Ratings

BMW 4 Series crash test ratings can impact the cost of your BMW 4 Series car insurance. See BMW 4 Series crash test results here.

BMW 4 Series Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW 4 Series Gran Coupe 4 DR RWD N/R N/R N/R N/R
2020 BMW 4 Series Gran Coupe 4 DR AWD N/R N/R N/R N/R
2020 BMW 4 Series C RWD N/R N/R N/R N/R
2020 BMW 4 Series C AWD N/R N/R N/R N/R
2020 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2020 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2019 BMW 4 Series C RWD N/R N/R N/R N/R
2019 BMW 4 Series C AWD N/R N/R N/R N/R
2019 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2019 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2019 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2019 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2018 BMW 4 Series C RWD N/R N/R N/R N/R
2018 BMW 4 Series C AWD N/R N/R N/R N/R
2018 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2018 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2018 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2018 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2017 BMW 4 Series C RWD N/R N/R N/R N/R
2017 BMW 4 Series C AWD N/R N/R N/R N/R
2017 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2017 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2017 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2017 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2016 BMW 4 Series C RWD N/R N/R N/R N/R
2016 BMW 4 Series C AWD N/R N/R N/R N/R
2016 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2016 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2016 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2016 BMW 4 Series 2 DR AWD N/R N/R N/R N/R

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Ways to Save on BMW 4 Series Insurance

If you want to reduce the cost of your BMW 4 Series insurance rates, follow these tips below:

  • Ask your insurance company about BMW 4 Series discounts
  • Ask about mature driver eiscounts for drivers over 50
  • Drive your BMW 4 Series safely
  • Choose a BMW 4 Series with cheaper repair costs
  • Take public transit instead of driving your BMW 4 Series

Top BMW 4 Series Insurance Companies

What is the best company for affordable BMW 4 Series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 4 Series insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 4 Series.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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