Best BMW i3 Auto Insurance Rates 2021

To get the best price on your BMW i3 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW i3, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW i3 auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 20, 2021

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Things to Remember

  • Safety features of the BMW i3 can earn you a car insurance discount
  • The cost of insurance for a BMW i3 depends on the trim level
  • The BMW i3 has safety features that include Driver Air Bag and Auto-Leveling Headlights

If you’re looking to buy a BMW i3, you will want to know the details first. We’ve put together information on insurance for the BMW i3 to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW i3 will run you.

Read on to learn all about the BMW i3 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW i3 with confidence.

To see fast, free BMW i3 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW i3 insurance rate from top companies right away.

What impacts the cost of BMW i3 insurance?

As with any car, your BMW i3 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The BMW i3 trim level you buy will also have an impact on the total price you will pay for BMW i3 insurance coverage.

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How much is the BMW i3?

The MSRP for a BMW i3 is listed as $44,450. Of course, this cost will vary depending on the trim level of the BMW i3 you choose and any dealer incentives that might be available to you.

BMW i3 Safety Ratings

BMW i3 auto insurance rates affected by BMW i3 safety ratings. Take a look at the safety ratings for the BMW i3 here.

BMW i3 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not tested
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Acceptable

BMW i3 Crash Test Ratings

The BMW i3 crash test ratingswill have an affect on BMW i3 car insurance rates. Take a look at crash test results for the BMW i3.

BMW i3 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW i3 REX 5 HB RWD N/R N/R N/R N/R
2020 BMW i3 BEV 5 HB RWD N/R N/R N/R N/R

BMW i3 Safety Features

BMW i3 safety features can lower the cost of your insurance. The safety features for the BMW i3 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Auto-Leveling Headlights

Ways to Save on BMW i3 Insurance

If you want to reduce the cost of your BMW i3 insurance rates, follow these tips below:

  • Make sure you use an accredited driver safety program
  • Ask about a student away from home discount
  • Ask about BMW i3 discounts if you were listed on someone else’s policy
  • Consider BMW i3 insurance costs before buying a BMW i3
  • Consider ride sharing services to lower your BMW i3 mileage

Top BMW i3 Insurance Companies

Several insurance companies offer competitive rates for the BMW i3 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW i3 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW i3 Insurance Quotes Online

Save money by comparing BMW i3 insurance rates with free quotes online now.

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