Best BMW X4 Auto Insurance Rates 2021

The price of car insurance for the BMW X4 depends on a lot of factors. Among the things that can impact your BMW X4 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW X4 also affects car insurance rates, and that depends on trim level and options.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 20, 2021

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Things to Remember

  • Safety features of the BMW X4 can earn you a car insurance discount
  • Crash test ratings have an impact on BMW X4 auto insurance rates
  • The cost of insurance for a BMW X4 depends on the trim level

Buying a new car is both fun and a lot of work. If the BMW X4 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW X4 right here.

Take a look at what you can expect in terms of insurance rates for the BMW X4 and compare it to other similar vehicles. Then find out how the BMW X4 stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW X4 right here.

If you need insurance for a BMW X4 right now, we can help. Enter your ZIP code for free BMW X4 car insurance quotes from top companies.

What impacts the cost of BMW X4 insurance?

The average annual rate for the BMW X4 is just that, an average. Your insurance rates for a BMW X4 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW X4.

BMW X4 Crash Test Ratings

BMW X4 crash test ratings can impact the cost of your BMW X4 car insurance. See BMW X4 crash test results here.

BMW X4 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X4 SUV AWD N/R N/R N/R N/R
2020 BMW X4 M SUV AWD N/R N/R N/R N/R
2019 BMW X4 SUV AWD N/R N/R N/R N/R
2018 BMW X4 SUV AWD N/R N/R N/R N/R
2017 BMW X4 SUV AWD N/R N/R N/R N/R
2016 BMW X4 SUV AWD N/R N/R N/R N/R

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Ways to Save on BMW X4 Insurance

There are several ways you can save even more on your BMW X4 car insurance rates. Take a look at the following five tips:

  • Take a defensive driving course or any driver’s education course
  • Consider using a tracking device on your BMW X4
  • Use an accurate job title when requesting BMW X4 auto insurance
  • Never drink and drive your BMW X4
  • Don’t always pick the cheapest BMW X4 insurance policy

Top BMW X4 Insurance Companies

What is the best auto insurance company for BMW X4 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW X4 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW X4.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW X4 Insurance Quotes Online

You can compare quotes for BMW X4 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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