Best BMW Z3 Auto Insurance Rates 2021

The price of car insurance for the BMW Z3 depends on a lot of factors. Among the things that can impact your BMW Z3 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW Z3 also affects car insurance rates, and that depends on trim level and options.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 20, 2021

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Things to Remember

  • Crash test ratings have an impact on BMW Z3 auto insurance rates
  • The cost of insurance for a BMW Z3 depends on the trim level
  • Safety features of the BMW Z3 can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the BMW Z3 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW Z3 right here.

Take a look at what you can expect in terms of insurance rates for the BMW Z3 and compare it to other similar vehicles. Then find out how the BMW Z3 stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW Z3 right here.

If you need insurance for a BMW Z3 right now, we can help. Enter your ZIP code for free BMW Z3 car insurance quotes from top companies.

What impacts the cost of BMW Z3 insurance?

The average annual rate for the BMW Z3 is just that, an average. Your insurance rates for a BMW Z3 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW Z3.

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Ways to Save on BMW Z3 Insurance

There are several ways you can save even more on your BMW Z3 car insurance rates. Take a look at the following five tips:

  • Don’t skimp on BMW Z3 liability coverage
  • Take a defensive driving course or any driver’s education course
  • Drive your BMW Z3 safely
  • Choose automatic payments or EFT for your BMW Z3 insurance policy
  • Remove unnecessary insurance once your BMW Z3 is paid off

Top BMW Z3 Insurance Companies

What is the best auto insurance company for BMW Z3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW Z3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW Z3.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW Z3 Insurance Quotes Online

You can start comparing quotes for BMW Z3 insurance from some of the top car insurance companies by using our free online tool today.

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