Best Kia Optima Hybrid Auto Insurance Rates 2021

To get the best price on your Kia Optima Hybrid auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Kia Optima Hybrid, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Kia Optima Hybrid auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 20, 2021

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Things to Remember

  • Safety features of the Kia Optima Hybrid can earn you a car insurance discount
  • The Kia Optima Hybrid has safety features that include Driver Air Bag and Cross-Traffic Alert
  • Crash test ratings have an impact on Kia Optima Hybrid auto insurance rates

If you’re looking to buy a Kia Optima Hybrid, you will want to know the details first. We’ve put together information on insurance for the Kia Optima Hybrid to help you get an idea of costs. We’ve also gathered other cost information, including how much a Kia Optima Hybrid will run you.

Read on to learn all about the Kia Optima Hybrid including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Kia Optima Hybrid with confidence.

To see fast, free Kia Optima Hybrid insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Kia Optima Hybrid insurance rate from top companies right away.

What impacts the cost of Kia Optima Hybrid insurance?

As with any car, your Kia Optima Hybrid car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Optima Hybrid trim level you buy will also have an impact on the total price you will pay for Kia Optima Hybrid insurance coverage.

Kia Optima Hybrid Crash Test Ratings

The Kia Optima Hybrid crash test ratingswill have an affect on Kia Optima Hybrid car insurance rates. Take a look at crash test results for the Kia Optima Hybrid.

Kia Optima Hybrid Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Kia Optima Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Kia Optima Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Kia Optima Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Kia Optima Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Kia Optima Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars

Kia Optima Hybrid Safety Features

The numerous safety features of the Kia Optima Hybrid help contribute to lower insurance rates. The Kia Optima Hybrid has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

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Ways to Save on Kia Optima Hybrid Insurance

If you want to reduce the cost of your Kia Optima Hybrid insurance rates, follow these tips below:

  • Move to an area with a lower cost of living
  • Pay your bills on time — especially Kia Optima Hybrid payments and insurance
  • Ask about mature driver eiscounts for drivers over 50
  • Carpool to work instead of driving your Kia Optima Hybrid
  • Ask about Kia Optima Hybrid low mileage discounts

Top Kia Optima Hybrid Insurance Companies

What is the best auto insurance company for Kia Optima Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Optima Hybrid auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Kia Optima Hybrid.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Kia Optima Hybrid Insurance Quotes Online

You can compare quotes for Kia Optima Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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