Best Mazda 3 Auto Insurance Rates 2021

To get the best price on your Mazda 3 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Mazda 3, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Mazda 3 auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 20, 2021

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Things to Remember

  • Mazda 3 insurance costs around $50 less than the average vehicle
  • Crash test ratings have an impact on Mazda 3 auto insurance rates
  • Highest rates are for teenage drivers at around $5117 a year or $426 each month

Before you buy a Mazda 3, or even if you already own one, you’ll want to get the best Mazda 3 auto insurance rates. The cost of auto insurance for a Mazda 3 can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Mazda 3 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Mazda auto insurance for a 3. You can also compare Mazda 3 auto insurance rates to the average cost of insurance for competitors like Honda CTS and Honda Accord.

To compare Mazda 3 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Mazda 3 Insurance Cost

The new Mazda 3 doesn’t yet have enough data to offer average insurance rates, but we can look at sample rates from earlier models to give you an idea. The average Mazda 3 car insurance rates have been around $1,400 a year or $116 a month.

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Are vehicles like the Mazda 3 expensive to insure?

Take a look at how insurance rates for similar models to the Mazda 3 look. These insurance rates for other sedans like the Honda Accord, Cadillac CTS, and Dodge Avenger give you a good idea of what to expect.

Insurance Rates for Vehicles Similar to the Mazda 3

Vehicle Comprehensive Collison Liability Total
Buick Regal $306 $536 $398 $1,398
Nissan Maxima $390 $656 $372 $1,576
Mazda 3 $308 $562 $372 $1,400
Hyundai Accent $236 $524 $416 $1,334
Nissan Sentra $266 $594 $372 $1,390
Kia Forte $322 $500 $372 $1,352
Chevrolet Malibu $322 $532 $372 $1,384
Ford Taurus $344 $596 $398 $1,496

What impacts the cost of Mazda 3 insurance?

As with any car, your Mazda 3 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Mazda 3 trim level you buy will also have an impact on the total price you will pay for Mazda 3 insurance coverage.

How much is the Mazda 3?

The MSRP for a Mazda 3 is listed as $20,650. Of course, this cost will vary depending on the trim level of the Mazda 3 you choose and any dealer incentives that might be available to you.

Mazda 3 Safety Ratings

Mazda 3 auto insurance rates affected by Mazda 3 safety ratings. Take a look at the safety ratings for the Mazda 3 here.

Mazda 3 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

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Ways to Save on Mazda 3 Insurance

There are several ways you can save even more on your Mazda 3 car insurance rates. Take a look at the following five tips:

  • Add a more experienced driver to your Mazda 3 policy
  • Ask about discounts for people with disabilities
  • Keep a close eye on teen drivers
  • Check your Mazda 3 policy carefully to ensure all information is correct
  • Bundle your Mazda 3 auto insurance with home insurance

Top Mazda 3 Insurance Companies

What is the best company for affordable Mazda 3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 3 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Mazda 3.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Mazda 3 Insurance Quotes Online

You can compare quotes for Mazda 3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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