Cadillac ATS Insurance Cost Estimate [Everything You Need to Know]

Cadillac ATS insurance rates cost $1,416 a year, or around $118 a month. A liability-only policy costs around $568 a year or $47 each month. Cadillac ATS insurance costs around $103 less per year than the average vehicle. Good drivers can save up to $584 a year on these costs by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,416 a year or $118 each month
  • A liability-only policy costs around $568 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,175 a year or $431 each month
  • Good drivers can save as much as $584 a year by earning policy discounts
  • Cadillac ATS insurance costs around $103 less per year than the average vehicle

Cadillac ATS insurance rates are $118 per month for full coverage and $47 per month for liability-only coverage. Teen drivers could pay up to $431 per month. Continue reading to learn how you can slash expensive Cadillac ATS insurance rates.

You can start comparing quotes for Cadillac ATS insurance rates from some of the best auto insurance companies by using our free online tool now.

Cadillac ATS Insurance Cost

The average Cadillac ATS auto insurance rates are $1,416 a year or $118 a month.

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Are Cadillac ATSs Expensive to Insure?

The chart below details how Cadillac ATS insurance rates compare to other sedans like the Ford Fusion, Dodge Charger, and Toyota Avalon.

Vehicle Comprehensive Collision Liability Total
Cadillac ATS $294 $566 $398 $1,416
Ford Fusion $336 $626 $372 $1,492
Dodge Charger $376 $626 $466 $1,668
Toyota Avalon $320 $536 $338 $1,330
Chevrolet Malibu $322 $532 $372 $1,384
MINI Hardtop 4 Door $294 $566 $398 $1,416
Lincoln MKZ $320 $686 $450 $1,636
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac ATS Insurance?

The Cadillac ATS trim and model you choose can impact the total price you will pay for Cadillac ATS auto insurance coverage.

Age of the Vehicle

The average Cadillac ATS insurance rates are higher for newer models. For example, auto insurance for a 2018 Cadillac ATS costs $1,416, while 2013 Cadillac ATS insurance costs are $1,300, a difference of $116.

Model Year Comprehensive Collision Liability Total
2018 Cadillac ATS $294 $566 $398 $1,416
2017 Cadillac ATS $284 $552 $416 $1,410
2016 Cadillac ATS $274 $530 $430 $1,392
2015 Cadillac ATS $260 $512 $442 $1,372
2014 Cadillac ATS $250 $474 $452 $1,334
2013 Cadillac ATS $240 $446 $456 $1,300
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Driver Age

Driver age can have a significant impact on Cadillac ATS auto insurance rates. As an example, a 40-year-old driver could pay $150 less each month for their Cadillac ATS auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Cadillac ATS insurance rates. For example, drivers in Los Angeles may pay $778 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on your Cadillac ATS insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac ATS auto insurance with violations on their driving record.

Cadillac ATS Safety Ratings

Your Cadillac ATS auto insurance rates are influenced by the Cadillac ATS’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Cadillac ATS Crash Test Ratings

Poor Cadillac ATS crash test ratings could mean higher Cadillac ATS insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Cadillac ATS-V 4 DR RWD N/R N/R N/R N/R
2019 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2019 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2019 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2018 Cadillac ATS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2018 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2018 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2018 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2018 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2017 Cadillac ATS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2017 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2017 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2017 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2017 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2016 Cadillac ATS-V 4 DR RWD N/R N/R 5 stars 5 stars
2016 Cadillac ATS V-Series 2DR RWD N/R N/R N/R N/R
2016 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2016 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2016 Cadillac ATS 2DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac ATS Safety Features

The numerous safety features of the Cadillac ATS help contribute to lower insurance rates. The 2020 Cadillac ATS has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Front Tow Hooks
  • Traction Control
  • Emergency Trunk Release

Cadillac ATS Insurance Loss Probability

Review the Cadillac ATS auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Cadillac ATS auto insurance costs; higher percentages mean higher Cadillac ATS auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 21%
Property Damage -3%
Comprehensive 3%
Personal Injury 7%
Medical Payment -4%
Bodily Injury -10%
Source: Insurance Institute for Highway Safety
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Cadillac ATS Finance and Insurance Cost

If you are financing a Cadillac ATS, most lenders will require your carry higher Cadillac ATS coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac ATS insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Cadillac ATS Insurance

There are many ways that you can save on Cadillac ATS auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Cadillac ATS insurance rates low.

  • Ask for a New Cadillac ATS Insurance Rates Based on Your Improved Credit Score
  • Ask Your Insurance Company About Cadillac ATS Discounts
  • Get Cheaper Cadillac ATS Insurance Rates as a Full-Time Parent
  • Be Picky About Who Drives Your Cadillac ATS
  • Get Cadillac ATS Auto Insurance Through Costco

Top Cadillac ATS Insurance Companies

The best auto insurance companies for Cadillac ATS insurance rates will offer competitive rates, discounts, and account for the Cadillac ATS’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Cadillac ATS Insurance Quotes Online

You can start comparing quotes for Cadillac ATS insurance rates from some of the best auto insurance companies by using our free online tool now.

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