How to Cancel Liberty Mutual Auto Insurance in 5 Steps

There are many reasons for canceling your Liberty Mutual car insurance. Whatever the reason, we'll guide you through how to cancel Liberty Mutual auto insurance. Car insurance with Liberty Mutual is more expensive than most companies, and some customers leave after their first policy period. But you don't have to wait to cancel your Liberty Mutual auto insurance. When you do cancel, it's in your best interest to have another policy ready. Compare multiple companies and shop around to find the best rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Mar 30, 2021

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What You Should Know

  • Liberty Mutual is one of the most expensive companies in auto insurance.
  • Your Liberty Mutual auto insurance cost will vary by state and coverage options.
  • Policyholders could receive a refund if they paid in full.

If you’re looking for information on how to cancel Liberty Mutual auto insurance, you’ve come to the right place.

Before you cancel your Liberty Mutual auto insurance policy, read our Liberty Mutual Auto Insurance Review to learn how to get Liberty Mutual auto insurance or for information on discounts and other factors that affect your auto insurance.

Your Liberty Mutual auto insurance login can’t be used to cancel your auto insurance policy, but you can contact Liberty Mutual auto insurance phone number to cancel.

Affordable Liberty Mutual auto insurance may be difficult to come by, but if you need to buy auto insurance, our FREE comparison tool above can show cheap auto insurance companies in your local area.

How do I cancel Liberty Mutual auto insurance?

The best way to cancel your Liberty Mutual auto insurance is to contact their customer service number at 1-800-290-8711. The Liberty Mutual auto insurance company doesn’t have auto insurance cancellation online, but you may be able to cancel in person.

Let’s review five essential steps to canceling Liberty Mutual auto insurance.

  • Step 1: Verify your renewal date – Review your renewal offer, which comes 45 to 65 days before your policy expires.
  • Step 2: Compare auto insurance quotes – Shop around for affordable auto insurance rates. Use our online tool to find cheap coverage.
  • Step 3: Find a new auto insurance policy – Once you find the coverage you want, purchase the policy and set a date so the switch goes smoothly.
  • Step 4: Cancel your Liberty Mutual auto insurance policy – Call your Liberty Mutual agent, or customer service, and let them know the date you want to cancel.
  • Step 5: Follow up on your refund – Ask about your refund if you paid your policy in full.

Are still not sure how to compare auto insurance companies? Continue to the next section to learn more about comparing rates from the best companies.

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Compare Liberty Mutual Auto Insurance to Other Companies

According to the National Association of Insurance Commissioners (NAIC), the national average cost of liability-only car insurance is $46 per month, but the average full coverage insurance cost is $86 per month.

When you get auto insurance with a company, those rates increase. However, it doesn’t mean you can’t get affordable auto insurance rates.

How are Liberty Mutual auto insurance rates compared with other companies in the United States? Check out the table below.

Average Annual Auto Insurance Rates by Company
Top Auto Insurance CompaniesAverage Annual Auto Insurance RatesAverage Six-Month Auto Insurance RatesAverage Monthly Auto Insurance Rates
USAA$2,489$1,245$207
State Farm$2,731$1,366$228
GEICO$3,074$1,537$256
Nationwide$3,187$1,594$266
American Family$3,699$1,850$308
Travelers$3,729$1,865$311
Farmers$3,908$1,954$326
Progressive$3,935$1,968$328
Allstate$4,533$2,267$378
Liberty Mutual$5,296$2,648$441
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Why are we showing other companies in this guide? It’s important to have auto insurance while you still own and drive a vehicle. Any lapse in auto insurance will increase your risk to insure and drive up your auto insurance rates.

The car insurance rates above allow you to compare the average rates of the best companies quickly.

Should you get another auto insurance policy before you cancel?

You’ll need car insurance after you cancel your Liberty Mutual auto insurance coverage to prevent a gap in coverage. Therefore, you should compare multiple companies. When you find the company you want, you’ll be able to get quotes using the same method as you would to get Liberty Mutual auto insurance quotes.

Let the company know you’re canceling with Liberty Mutual and switching to their new policy. From there, you can set up a date to cancel. Try to set a date 15 to 60 days after signing up for your new auto insurance policy.

It doesn’t matter if you know how to compare auto insurance quotes. Our online tools will help you compare quotes in your local area.

Frequently Asked Questions: How to Cancel Liberty Mutual Auto Insurance

Before you go, check out a few answers to frequently asked questions. These questions will cover any concerns about Liberty Mutual auto insurance cancellation.

#1 – Do I have to pay a cancellation fee when I cancel Liberty Mutual Auto Insurance?

Liberty Mutual doesn’t mention the cancellation cost, but you may have to pay a cancellation fee when you cancel.

#2 – Can you cancel a Liberty Mutual auto insurance policy at any time?

You can cancel any auto insurance any time you want, but you’ll pay a fine. It’s better to pick a date to cancel (preferably 15 to 60 days after you want to cancel). This will give you time to change your mind or find a reliable policy.

#3 – How do you get a refund after canceling a Liberty Mutual auto insurance policy?

Policyholders who pay in full at the start of their policy may receive a partial refund. Your refund total depends on the number of months you didn’t use Liberty Mutual car insurance services. Fees and other costs are also deducted from your refund.

Now that you know how to cancel Liberty Mutual auto insurance, enter your ZIP code in the FREE comparison tool below to shop around for an affordable auto insurance company in your area.

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