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How does auto insurance underwriting work? [Complete Guide]

Here’s what you need to know… Car underwriters determine how much of a risk you are to the insurance company They are the “behind-the-scenes” person who actually calculates how much your rates should be and if the company will even offer to insure you Basic policies are sometimes written by an automated underwriting program Your…

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How Do You Renew Your Auto Insurance Policy?

It’s time to renew your car insurance policy. How do you renew your policy? How can you avoid gaps in your coverage? Will your auto insurance policy automatically renew itself? Or do you need to manually renew it every 6 to 12 months? Today, we’re answering all the questions you might have about renewing your…

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What is the Difference Between Personal Injury Protection and Medical Payments Coverage?

Personal Injury Protection (PIP) and Medical Payments Coverage (MedPay) are two similar types of car insurance policy coverage. Both policies cover certain medical expenses after an accident. However, they cover those expenses in different ways. Keep reading to discover everything you need to know about Personal Injury Protection and Medical Payments coverage. How Does Medical…

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How to Buy Auto Insurance for the First Time

Buying car insurance for the first time is easy. In fact, you can buy your first car insurance policy within 5 minutes of reading this article. Today, we’re explaining everything you need to know when buying car insurance for the first time. How Car Insurance Works If you drive a vehicle in the United States,…

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Do You Need Insurance When Shipping a Car?

There are plenty of reasons to ship your car from one place to another. Whether you’re moving across the country or buying a car from overseas, you may need to ship a car. Do you need insurance when shipping a car? How does car shipping insurance work? Today, we’re going to answer all your questions….

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Personal Umbrella Insurance

Insurance is something that nearly everybody needs in some way – whether it’s on their automobile, their home or even their life. While most types of insurance policies are well known, there are a few that exist that can provide huge amounts of value at a low cost, such as personal umbrella insurance. Purchasing umbrella…

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