Chevrolet Colorado Insurance [Rates + Coverage Guide]

Chevrolet Colorado insurance rates cost $1,222 a year, or $102 a month on average. A liability-only policy costs around $490 a year or $41 each month. Chevrolet Colorado insurance costs around $297 less per year than the average vehicle. Good drivers can save up to $504 a year on these costs by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,222 a year or $102 each month
  • A liability-only policy costs around $490 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,466 a year or $372 each month
  • Good drivers can save as much as $504 a year by earning policy discounts
  • Chevrolet Colorado insurance costs around $297 less per year than the average vehicle

Chevrolet Colorado insurance rates are $297 cheaper than the average vehicle. You can pay as low as $41 per month for auto insurance. Continue reading to learn how you can save $504 per year on Chevrolet Colorado insurance rates.

You can start comparing quotes for Chevrolet Colorado insurance rates from some of the best auto insurance companies by using our free online tool now.

Chevrolet Colorado Insurance Cost

The average Chevrolet Colorado insurance rates are $1,222 a year or $102 a month.

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Are Chevrolet Colorados Expensive to Insure?

The chart below details how Chevrolet Colorado insurance rates compare to other trucks like the Chevrolet Silverado, GMC Sierra 2500HD, and Chevrolet Silverado 3500HD.

Vehicle Comprehensive Collision Liability Total
Chevrolet Colorado $254 $438 $372 $1,222
Chevrolet Silverado $322 $562 $420 $1,484
GMC Sierra 2500HD $336 $656 $420 $1,592
Chevrolet Silverado 3500HD $404 $656 $420 $1,660
Nissan Frontier $294 $500 $420 $1,394
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Toyota Tacoma $294 $482 $390 $1,324
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Colorado Insurance?

The Chevrolet Colorado trim and model you choose can impact the total price you will pay for Chevrolet Colorado auto insurance coverage.

Age of the Vehicle

The average Chevrolet Colorado insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Chevrolet Colorado are $1,222, while 2010 Chevrolet Colorado rates are $1,038, a difference of $184.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Colorado $254 $438 $372 $1,222
2019 Chevrolet Colorado $242 $422 $390 $1,212
2018 Chevrolet Colorado $232 $418 $398 $1,206
2017 Chevrolet Colorado $224 $408 $416 $1,206
2016 Chevrolet Colorado $216 $390 $430 $1,194
2015 Chevrolet Colorado $204 $378 $442 $1,182
2012 Chevrolet Colorado $180 $296 $460 $1,094
2011 Chevrolet Colorado $168 $272 $460 $1,058
2010 Chevrolet Colorado $162 $254 $464 $1,038
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Driver Age

Driver age can have a significant impact on Chevrolet Colorado auto insurance rates. As an example, a 40-year-old driver could pay $129 less each month for their Chevrolet Colorado auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Chevrolet Colorado insurance rates. For example, drivers in New York may pay $746 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Colorado auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Colorado auto insurance rates with violations on their driving record.

Chevrolet Colorado Safety Ratings

Your Chevrolet Colorado auto insurance rates are tied to the Chevrolet Colorado’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chevrolet Colorado Crash Test Ratings

Chevrolet Colorado crash test ratings can impact the cost of your Chevrolet Colorado auto insurance. See Chevrolet Colorado crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/EC 2WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/CC 2WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Colorado Safety Features

The more safety features you have on your Chevrolet Colorado, the more likely it is that you can earn a discount. The Chevrolet Colorado’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control

Chevrolet Colorado Insurance Loss Probability

Another contributing factor that plays a direct role in Chevrolet Colorado insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -27%
Property Damage -43%
Comprehensive -36%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Chevrolet Colorado Finance and Insurance Cost

If you are financing a Chevrolet Colorado, most lenders will require your carry higher Chevrolet Colorado coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Colorado insurance ratesfrom the best companies using our FREE tool below.

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5 Ways to Save on Chevrolet Colorado Insurance

There are many ways that you can save on Chevrolet Colorado auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Colorado insurance rates low.

  • Remove Unnecessary Insurance Once Your Chevrolet Colorado is Paid Off
  • Make Sure You Use an Accredited Driver Safety Program
  • Check Your Chevrolet Colorado Policy Carefully to Ensure All Information is Correct
  • Ask About Loyalty Discounts
  • Get Cheaper Chevrolet Colorado Insurance Rates as a Full-Time Parent

Top Chevrolet Colorado Insurance Companies

Several insurance companies offer competitive rates for the Chevrolet Colorado is based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Chevrolet Colorado drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing Chevrolet Colorado insurance rates for free by using our convenient online comparison tool.

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