Chevrolet Malibu Insurance Cost [How to Find Cheap Rates]

Average Chevrolet Malibu insurance rates cost $115 per month ($1,384 per year). Chevrolet Cruze insurance. Chevrolet Malibu insurance costs around $135 less per year than the average vehicle. Good drivers can save up to $571 a year on these costs by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Chevrolet Malibu insurance costs around $135 less per year than the average vehicle

Chevrolet Malibu insurance rates are about $135 less per year than the average vehicle with full coverage costing around $1,384 a year or $115 a month. Good drivers can save up to $571 a year in policy discounts by being safe and claim-free. Let’s take a closer look at Chevrolet Malibu insurance rates, safety ratings, and more.

You can start comparing quotes for Chevrolet Malibu car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Malibu Insurance Cost

The average Chevrolet Malibu car insurance rates are $1,384 a year or $115 a month.

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Are Chevrolet Malibus Expensive to Insure?

The chart below details how Chevrolet Malibu insurance rates compare to other sedans like the Dodge Charger, Volkswagen Passat, and Infiniti Q50.

Vehicle Comprehensive Collision Liability Total
Chevrolet Malibu $322 $532 $372 $1,384
Dodge Charger $376 $626 $466 $1,668
Volkswagen Passat $332 $600 $390 $1,480
Infiniti Q50 $344 $686 $398 $1,586
Nissan Maxima $372 $630 $390 $1,550
Cadillac ATS $294 $566 $398 $1,416
Toyota Avalon $320 $536 $338 $1,330
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Malibu Insurance?

The Chevrolet Malibu trim and model you choose can impact the total price you will pay for Chevrolet Malibu insurance coverage.

Age of the Vehicle

Older Chevrolet Malibu models generally cost less to insure. For example, car insurance rates for a 2020 Chevrolet Malibu are $1,384, while 2010 Chevrolet Malibu rates are $1,138, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Malibu $322 $532 $372 $1,384
2019 Chevrolet Malibu $306 $512 $390 $1,366
2018 Chevrolet Malibu $294 $506 $398 $1,356
2017 Chevrolet Malibu $284 $494 $416 $1,352
2016 Chevrolet Malibu $274 $474 $430 $1,336
2015 Chevrolet Malibu $260 $458 $442 $1,318
2014 Chevrolet Malibu $250 $424 $452 $1,284
2013 Chevrolet Malibu $240 $400 $456 $1,254
2012 Chevrolet Malibu $230 $358 $460 $1,206
2011 Chevrolet Malibu $214 $330 $460 $1,162
2010 Chevrolet Malibu $206 $310 $464 $1,138
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Driver Age

Driver age can have a significant effect on Chevrolet Malibu car insurance rates. As an example, a 30-year-old driver pays around $61 more each year for their Chevrolet Malibu car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Chevrolet Malibu insurance rates. For example, drivers in Los Angeles may pay $198 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Malibu auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Malibu auto insurance rates with violations on their driving record.

Chevrolet Malibu Safety Ratings

The Chevrolet Malibu’s safety ratings will affect your Chevrolet Malibu auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chevrolet Malibu Crash Test Ratings

Chevrolet Malibu crash test ratings can impact the cost of your Chevrolet Malibu car insurance. See Chevrolet Malibu crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Malibu 4 DR FWD 4 stars 5 stars 4 stars 4 stars
2019 Chevrolet Malibu Hybrid 4 DR FWD 4 stars 5 stars 4 stars 4 stars
2019 Chevrolet Malibu 4 DR FWD 4 stars 5 stars 4 stars 4 stars
2018 Chevrolet Malibu HEV 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Malibu 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Malibu Eco e-Assist 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Malibu 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Malibu Limited 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Malibu Eco e-Assist 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Malibu 4 DR FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Malibu Safety Features

The more safety features you have on your Chevrolet Malibu, the more likely it is that you can earn a discount. The Chevrolet Malibu’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chevrolet Malibu Insurance Loss Probability

The Chevrolet Malibu’s insurance loss probability varies for each form of coverage. The lower percentage means lower Chevrolet Malibu auto insurance rates; higher percentages mean higher Chevrolet Malibu car insurance rates.

Insurance Coverage Category Loss Rate
Collision -6%
Property Damage 0%
Comprehensive 9%
Personal Injury 39%
Medical Payment 45%
Bodily Injury 20%
Source: Insurance Institute for Highway Safety
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Chevrolet Malibu Finance and Insurance Cost

If you are financing a Chevrolet Malibu, you will pay more if you purchase Chevrolet Malibu car insurance at the dealership, so be sure to shop around and compare Chevrolet Malibu car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Malibu Insurance

Although it may seem like your Chevrolet Malibu car insurance rates are set, there are a few measures that you can take to secure the best Chevrolet Malibu car insurance rates possible. Take a look at the following five ways to save on Chevrolet Malibu auto insurance.

  • Tell Your Insurer How You Use Your Chevrolet Malibu
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Chevrolet Malibu
  • Ask About Welcome Discounts
  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Add a More Experienced Driver to Your Chevrolet Malibu Policy

Top Chevrolet Malibu Insurance Companies

Who is the best company for Chevrolet Malibu insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Malibu insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Malibu offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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