How to Find Cheap Chrysler 300 Insurance Quotes

Find cheap Chrysler 300 insurance quotes by comparison shopping with our free guide. The average Chrysler 300 insurance rates are $126 per month, but you could save money by being a good driver and living in a certain city. New York City drivers can pay over $300 more per month for Chrysler 300 insurance coverage, so enter your ZIP code below to start comparing rates now.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,514 a year or $126 each month
  • A liability-only policy costs around $607 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,534 a year or $461 each month
  • Good drivers can save as much as $624 a year by earning policy discounts
  • Chrysler 300 insurance costs around $5 less per year than the average vehicle

Chrysler 300 insurance rates cost $51 per month for liability-only coverage, $126 per month for full coverage, and $461 per month for teen drivers. You can save up to $624 per year through policy discounts. Continue reading to learn more about saving money on Chrysler 300 insurance rates.

You can start comparing quotes for Chrysler 300 insurance rates from some of the best auto insurance companies by using our free online tool now.

Chrysler 300 Insurance Cost

The average Chrysler 300 insurance rates are $1,514 a year or $126 a month.

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Are Chrysler 300s Expensive to Insure?

The chart below details how Chrysler 300 insurance rates compare to other sedans like the Cadillac CTS, Subaru Impreza, and Toyota Camry.

Vehicle Comprehensive Collision Liability Total
Chrysler 300 $332 $626 $398 $1,514
Cadillac CTS $320 $626 $398 $1,502
Subaru Impreza $320 $542 $390 $1,410
Toyota Camry $294 $570 $390 $1,412
Volkswagen Passat $332 $600 $390 $1,480
Hyundai Sonata $294 $532 $420 $1,426
Nissan Altima $306 $570 $390 $1,424
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However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler 300 Insurance?

The Chrysler 300 trim and model you choose can impact the total price you will pay for Chrysler 300 insurance coverage.

Age of the Vehicle

Older Chrysler 300 models generally cost less to insure. For example, auto insurance for a 2018 Chrysler 300 costs $1,514, while 2010 Chrysler 300 insurance costs are $1,238, a difference of $276.

Model Year Comprehensive Collision Liability Total
2018 Chrysler 300 $332 $626 $398 $1,514
2017 Chrysler 300 $320 $610 $416 $1,504
2016 Chrysler 300 $310 $586 $430 $1,484
2015 Chrysler 300 $292 $564 $442 $1,456
2014 Chrysler 300 $282 $524 $452 $1,416
2013 Chrysler 300 $270 $494 $456 $1,378
2012 Chrysler 300 $258 $442 $460 $1,318
2011 Chrysler 300 $242 $408 $460 $1,268
2010 Chrysler 300 $234 $382 $464 $1,238
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Driver Age

Driver age can have a significant effect on Chrysler 300 insurance rates. As an example, a 30-year-old driver pays around $67 more each year for their Chrysler 300 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Chrysler 300 insurance rates. For example, drivers in New York may pay $394 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler 300 auto insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler 300 auto insurance rates with violations on their driving record.

Chrysler 300 Safety Ratings

Your Chrysler 300 auto insurance rates are tied to the Chrysler 300’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chrysler 300 Crash Test Ratings

Good Chrysler 300 crash test ratings mean the VW is safer, which could mean cheaper Chrysler 300 insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2020 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2019 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2019 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2018 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2018 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2017 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2017 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2016 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2016 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chrysler 300 Safety Features

The numerous safety features of the Chrysler 300 help contribute to lower insurance rates. The 2020 Chrysler 300 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chrysler 300 Insurance Loss Probability

The Chrysler 300’s insurance loss probability varies for each form of coverage. The lower percentage means lower Chrysler 300 auto insurance rates; higher percentages mean higher Chrysler 300 insurance rates.

Insurance Coverage Category Loss Rate
Collision 15%
Property Damage 3%
Comprehensive 78%
Personal Injury 34%
Medical Payment 36%
Bodily Injury 14%
Source: Insurance Institute for Highway Safety
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Chrysler 300 Finance and Insurance Cost

If you are financing a Chrysler 300, you will pay more if you purchase Chrysler 300 auto insurance at the dealership, so be sure to shop around and compare Chrysler 300 auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Chrysler 300 Insurance

You can save more money on your Chrysler 300 auto insurance rates by employing any of the following five strategies.

  • Ask for a New Chrysler 300 Auto Insurance Rates Based on Your Improved Credit Score
  • Compare Chrysler 300 Insurance Rates Online
  • Move to an Area with a Lower Cost of Living
  • Tell Your Insurer How You Use Your Chrysler 300
  • Check Your Chrysler 300 Policy Carefully to Ensure All Information is Correct

Top Chrysler 300 Insurance Companies

The best auto insurance companies for Chrysler 300 insurance rates will offer competitive rates, discounts, and account for the Chrysler 300’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing Chrysler 300 insurance rates for free by using our FREE online comparison tool.

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