Dodge Caliber Insurance Cost [Rates + Cheap Coverage Guide]

The cost of Dodge Caliber insurance rates are $1,146 a year, or $96 a month on average. A liability-only policy costs around $460 a year or $38 each month. Dodge Caliber insurance costs around $373 less per year than the average vehicle. You can find cheap Dodge Caliber insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $674 a year.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,146 a year or $96 each month
  • A liability-only policy costs around $460 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,189 a year or $349 each month
  • Good drivers can save as much as $472 a year by earning policy discounts
  • Dodge Caliber insurance costs around $373 less per year than the average vehicle

Dodge Caliber insurance rates are about $373 less per year than the average vehicle with full coverage costing around $1,146 a year or $96 a month. Teens have the highest rates at around $4,189 a year or $349 a month as they’re considered to be high-risk by insurers.

Good drivers can save up to $472 a year in policy discounts by being safe out on the roadways. We’re going to dig into Dodge Caliber insurance rates, safety features, and more.

You can start comparing quotes for Dodge Caliber car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Caliber Insurance Cost

The average Dodge Caliber auto insurance costs are $1,146 a year or $96 a month.

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Are Dodge Calibers Expensive to Insure?

The chart below details how Dodge Caliber insurance rates compare to other hatchbacks like the Toyota Yaris, Kia Soul, and FIAT 500L.

Vehicle Comprehensive Collision Liability Total
Toyota Yaris $256 $478 $398 $1,290
Kia Soul $308 $500 $372 $1,338
FIAT 500L $256 $478 $450 $1,364
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Caliber Insurance?

The Dodge Caliber trim and model you choose can impact the total price you will pay for Dodge Caliber insurance coverage.

Age of the Vehicle

Older Dodge Caliber models generally cost less to insure. For example, car insurance for a 2012 Dodge Caliber costs $1,146, while 2010 Dodge Caliber insurance costs are $1,086, a difference of $60.

Model Year Comprehensive Collision Liability Total
2012 Dodge Caliber $190 $338 $460 $1,146
2011 Dodge Caliber $178 $310 $460 $1,106
2010 Dodge Caliber $172 $292 $464 $1,086
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Driver Age

Driver age can have a significant impact on Dodge Caliber auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Dodge Caliber auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Dodge Caliber insurance rates. For example, drivers in Houston may pay $845 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Caliber car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Caliber car insurance with violations on their driving record.

Dodge Caliber Safety Ratings

Your Dodge Caliber auto insurance rates are tied to the Dodge Caliber’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Marginal
Roof strength Acceptable
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Dodge Caliber Crash Test Ratings

Not only do good Dodge Caliber crash test ratings mean you are better protected in a crash, but good Dodge Caliber crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Dodge Caliber 3 4 3 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Caliber Safety Features

Dodge Caliber safety features can lower the cost of your insurance. The safety features for the 2020 Dodge Caliber include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Dodge Caliber Finance and Insurance Cost

If you are financing a Dodge Caliber, most lenders will require your carry higher Dodge Caliber coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Caliber car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Dodge Caliber Insurance

Save more on your Dodge Caliber car insurance rates. Take a look at the following five strategies that will get you the best Dodge Caliber auto insurance rates possible.

  • Buy a Dodge Caliber with an Anti-Theft Device
  • Make Sure You’re Raising a Safe Driver
  • Re-Check Dodge Caliber Quotes Every 6 Months
  • Pay Your Dodge Caliber Insurance Upfront
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible

Top Dodge Caliber Insurance Companies

Who is the best company for Dodge Caliber insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Caliber insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Caliber offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Caliber Insurance Quotes Online

You can start comparing quotes for Dodge Caliber auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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