Best Dodge Dakota Insurance Rates [Guide + Free Quotes]

Dodge Dakota insurance rates average around $102 a month, but your driving record and where you live will influence the price you pay for Dodge Dakota insurance coverage. Save money on car insurance by comparison shopping online. Enter your ZIP code now to compare Dodge Dakota insurance quotes in your state.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,220 a year or $102 each month
  • A liability-only policy costs around $489 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,459 a year or $372 each month
  • Good drivers can save as much as $503 a year by earning policy discounts
  • Dodge Dakota insurance costs around $299 less per year than the average vehicle

Dodge Dakota insurance rates are about $299 less per year than the average vehicle with full coverage costing around $1,220 a year or $102 a month. Good drivers can save up to $503 a year in policy discounts by staying safe out on the roadways. Let’s take a quick look at Dodge Dakota insurance rates, safety features, and more.

You can start comparing quotes for Dodge Dakota car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Dakota Insurance Cost

The average Dodge Dakota car insurance costs are $1,220 a year or $102 a month.

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Are Dodge Dakotas Expensive to Insure?

The chart below details how Dodge Dakota insurance rates compare to other trucks like the Dodge Ram, GMC Canyon, and Chevrolet Colorado.

Vehicle Comprehensive Collision Liability Total
Dodge Ram $362 $562 $420 $1,524
GMC Canyon $270 $478 $398 $1,304
Chevrolet Colorado $254 $438 $372 $1,222
Chevrolet Silverado $322 $562 $420 $1,484
GMC Sierra 2500HD $336 $656 $420 $1,592
Ford Ranger $254 $470 $372 $1,254
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Dakota Insurance?

The Dodge Dakota trim and model you choose will affect the total price you will pay for Dodge Dakota insurance coverage.

Age of the Vehicle

The average Dodge Dakota auto insurance rates are higher for newer models. Auto insurance for a 2010 Dodge Dakota costs $1,220.

Model Year Comprehensive Collision Liability Total
2010 Dodge Dakota $206 $310 $524 $1,220
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Driver Age

Driver age can have a significant impact on the cost of Dodge Dakota auto insurance. For example, 20-year-old drivers pay as much as $1,546 more each year for their Dodge Dakota auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Dakota insurance rates. For example, drivers in Phoenix may pay $671 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on your Dodge Dakota auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Dodge Dakota car insurance with violations on their driving record.

Dodge Dakota Crash Test Ratings

Dodge Dakota crash test ratings can impact your Dodge Dakota car insurance rates. See Dodge Dakota crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Dodge Dakota N/R N/R N/R 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Dakota Safety Features

The safety features of the Dodge Dakota can impact your Dodge Dakota car insurance rates. The Dodge Dakota has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Daytime Running Lights
  • Child Safety Locks

Dodge Dakota Finance and Insurance Cost

When financing a Dodge Dakota, most lenders will require your carry higher Dodge Dakota coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Dakota car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Dodge Dakota Insurance

If you want to reduce the cost of your Dodge Dakota insurance rates, follow these tips below:

  • Make Sure You’re Raising a Safe Driver
  • Buy Winter Tires for Your Dodge Dakota
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Don’t Skimp On Dodge Dakota Liability Coverage

Top Dodge Dakota Insurance Companies

Who is the top auto insurance company for Dodge Dakota insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Dakota auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Dakota offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Dakota Insurance Quotes Online

To start comparing Dodge Dakota car insurance quotes for free, use our online car insurance comparison tool.

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