Dodge Journey Insurance Rates [Rates + Comparison Guide]

Dodge Journey insurance rates average at $115 a month, but you'll find that 2009 Dodge Journey insurance costs are much less. Follow this guide to compare Dodge Journey insurance companies across the country and enter your ZIP code below to compare Dodge Journey insurance quotes in your area.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key Takeaways:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Dodge Journey insurance costs around $135 less per year than the average vehicle

If you’re searching for Dodge Journey insurance rates, we’ve got you covered. We’re going to cover all the auto insurance factors that will affect your Dodge Journey auto insurance rates. Dodge Journey full coverage costs around $1,384 a year or $115 each month. Learn more below.

You can start comparing quotes for Dodge Journey car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Journey Insurance Cost

The average Dodge Journey car insurance costs are $1,384 a year or $115 a month.

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Are Dodge Journeys Expensive to Insure?

The chart below details how Dodge Journey insurance rates compare to other SUVs like the Ford Expedition, Lexus RX 350 and GMC Yukon XL.

Vehicle Comprehensive Collision Liability Total
Dodge Journey $322 $532 $372 $1,384
Ford Expedition $336 $532 $316 $1,320
Lexus RX 350 $358 $660 $440 $1,638
GMC Yukon XL $362 $562 $372 $1,454
Mercedes-Benz GLA 250 $370 $714 $450 $1,714
Toyota Land Cruiser $420 $774 $398 $1,750
Chevrolet Tahoe $336 $532 $372 $1,398
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Journey Insurance?

The Dodge Journey trim and model you choose can impact the total price you will pay for Dodge Journey insurance coverage.

Age of the Vehicle

The average Dodge Journey car insurance rates are higher for new/older models. For example, car insurance for a 2020 Dodge Journey costs $1,384, while 2010 Dodge Journey insurance costs are $1,138, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Dodge Journey $322 $532 $372 $1,384
2019 Dodge Journey $306 $512 $390 $1,366
2018 Dodge Journey $294 $506 $398 $1,356
2017 Dodge Journey $284 $494 $416 $1,352
2016 Dodge Journey $274 $474 $430 $1,336
2015 Dodge Journey $260 $458 $442 $1,318
2014 Dodge Journey $250 $424 $452 $1,284
2013 Dodge Journey $240 $400 $456 $1,254
2012 Dodge Journey $230 $358 $460 $1,206
2011 Dodge Journey $214 $330 $460 $1,162
2010 Dodge Journey $206 $310 $464 $1,138
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Driver Age

Driver age can have a significant effect on the cost of Dodge Journey car insurance. For example, a 20-year-old driver could pay around $141 more each month for their Dodge Journey car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Dodge Journey insurance rates. For example, drivers in Phoenix may pay $762 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on your Dodge Journey auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Dodge Journey car insurance with violations on their driving record.

Dodge Journey Safety Ratings

The Dodge Journey’s safety ratings will affect your Dodge Journey car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side P
Small overlap front: passenger-side G
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
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Dodge Journey Crash Test Ratings

Dodge Journey crash test ratings can impact your Dodge Journey car insurance rates. See Dodge Journey crash test results below:

Federal Government Crash Test Ratings 2020 2019 2018
Overall Rating 4 4 4
Frontal Crash 4 4 4
Side Crash 5 5 5
Rollover 4 4 4
Source: National Highway Traffic Safety Administration

Dodge Journey Safety Features

Having a variety of safety features on your Dodge Journey can help lower your insurance costs. According to AutoBlog, the 2020 Dodge Journey’s safety features include:

  • Anti-lock brakes
  • Stability control
  • Front-impact airbags
  • Side impact airbags
  • Overhead airbags
  • Knee airbags
  • Pretensioners
  • Anti-whiplash
  • Security system

Dodge Journey Insurance Loss Probability

The lower percentage means lower Dodge Journey car insurance costs; higher percentages mean higher Dodge Journey car insurance costs. Compare the following Dodge Journey auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage -8%
Comprehensive -20%
Personal Injury 48%
Medical Payment 63%
Bodily Injury 31%
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Dodge Journey Finance and Insurance Cost

When financing a Dodge Journey, most lenders will require your carry higher Dodge Journey coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Journey car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Dodge Journey Insurance

You can save more money on your Dodge Journey auto insurance rates by employing any of the following three strategies.

  • Ask About Discounts for Your Dodge Journey
  • Buy a Dashcam for Your Dodge Journey
  • Install an Anti-Theft Device for Your Dodge Journey

Top Dodge Journey Insurance Companies

Who is the top car insurance company for Dodge Journey insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Journey auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Journey offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO 46,106,971 6.6
3 Progressive 39,222,879 5.6
4 Liberty Mutual 35,600,051 5.1
5 Allstate 35,025,903 5.0
6 Travelers 28,016,966 4.0
7 USAA 23,483,080 3.3
8 Chubb 23,388,385 3.3
9 Farmers 20,643,559 2.9
10 Nationwide 18,442,145 2.6
Source: https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings
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