What’s a Driver’s Ed Discount? How Do I Get It?

Teens and young drivers are eligible to earn a driver’s ed discount on auto insurance by enrolling in an approved driver’s education course. Currently, you can buy driver’s ed discount auto insurance from 20 national companies. You can save an average of 8% with affordable driver’s ed discount auto insurance, mitigating the higher-than-average cost of teen auto insurance.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

What You Should Know

  • 20 national auto insurance companies offer a driver’s ed discount to customers
  • Young drivers save an average of 8% on their annual premiums with this discount
  • Typically, you must be under 25 and enroll in an approved driver’s education course to qualify

If you’re a young driver, you could earn a driver’s ed discount on your auto insurance by participating in an approved educational course.

Below, discover how to compare auto insurance quotes from the companies offering this discount and find out how much you might save.

After learning how to buy driver’s ed discount auto insurance, remember to enter your ZIP code into our free rate tool above to receive quotes from the best companies in your region.

What auto insurance companies offer a driver’s ed discount to customers?

Currently, 20 national auto insurance companies offer a driver’s ed discount on insurance to customers.

This discount should not be confused with discounts for state-mandated driver’s education courses for new drivers.

On average, drivers save 8% on their annual premiums with this savings opportunity.

Take a look at a comprehensive list below and determine if you already use a driver’s ed discount auto insurance company:

Many factors impact auto insurance premiums, including age, driving record, and coverage needs.

For example, the State Farm drivers ed discount is one of the largest, but it won’t provide you with the lowest rates if that provider isn’t active where you live.

Therefore, it’s worth comparing quotes online from multiple providers to find your lowest possible prices.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

What is a driver’s ed discount?

A driver’s ed discount rewards you with a rate reduction for taking a course designed to help you become a safer, better driver.

Expect to learn the following information through a video or in-person platform:

  • Traffic rules
  • Vehicle handling techniques
  • Laws about your license, registration, and vehicle documentation

The classes are commonly through your provider or a third-party company. However, Safeco discounts policies for completing state-mandated driver’s education course.

DriversEd.com and Aceable also advertise these courses. Sometimes, you can earn a military discount as well. But be careful; not every company will accept their programs.

This discount is great for young drivers who pay higher rates due to their lack of experience and statistical odds of driving recklessly.

According to the Centers for Disease Control and Prevention (CDC), car accidents are the second leading cause of teen death in America.

Senior drivers can also take a refresher course. But typically, you must be under 25 to qualify for this discount.

However, there’s no age limit with MetLife’s Driver Improvement course.

Often the classes are free, but not always.

For example, The Hartford, Liberty Mutual, and Allstate drivers ed discounts use teenSMART, offered by ADEPT driver. It has a $69.65 enrollment fee.

Usually, you also need a clean driving record. With Safeco and State Farm, you must be accident-free for 36-months.

Sometimes, the savings decrease depending on age. For example, the Hanover’s discount drops at 19. Others end once you turn 21 or 25.

Driver’s Ed Discount: The Bottom Line

Enrolling in a driver’s education course for a minor rate reduction can help riskier drivers lower their higher-than-average auto insurance rates.

In general, safe driving helps lower your premiums because you’re less likely to file claims or cause accidents.

Other ways to decrease your auto insurance includes safe driver and good student discounts.

Now that you’ve learned how to compare affordable driver’s ed discount auto insurance rates, enter your ZIP code into our free tool below to compare quotes from the top providers near you.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption