FAQ

There are a few questions that we seem to be asked all the time here at 4AutoInsuranceQuote.com.  Before contacting us, why not see if we already the answer to your question below?

How do you get auto insurance quotes with 4AutoInsuranceQuote.com?

On 4AutoInsuranceQuote.com, getting auto insurance quotes is easy!  It’s really a three step process:

  1. Enter your zip code in the form at the top or bottom of our site.

    enter your zip code here

  2. Fill out our brief form.  Here we ask you for basic information about yourself and your vehicle.
    Page 1 of the form (click to enlarge):
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    Page 2 of the form (click to enlarge):
    page 3 of formOne of the final pages of our form (click to enlarge):
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  3. After finishing this brief form, you can then compare your insurance quotes!  You will get customized quotes from local agents.
By comparing quotes with us, you will be getting custom rates from the most reputable insurance providers in the United States.  Enter your zip code today.

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Which companies will I be getting quotes from?

When you compare rates with 4AutoInsuranceQuote.com, you will be getting auto insurance quotes from the top insurance companies in the United States, including:

We work with only the best.  When you get quotes from us, you will be getting quotes from the previously listed companies, among others.

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Is 4AutoInsuranceQuote.com an insurance provider?

4AutoInsuranceQuote.com does not sell insurance, instead, we offer free car insurance quotes.  By entering your zip code and filing out our insurance quote form, you will be getting insurance quotes from multiple insurance providers so that you can choose the policy that is right for you and your family.

We are not an insurance provider or an agent, but rather an insurance broker.  Our job is to help find our visitors the most affordable auto insurance rates by looking at rates and deals from many different companies.  We present our users with the best possible insurance premium prices that meet their individual needs as well as their state’s insurance laws.

When you use 4AutoInsuranceQuote.com, you will be in good hands. We work with only the most trusted insurance providers to bring you the best car insurance rates.  Your information will never be misused or sold without your permission.

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How do you determine my auto insurance rates?

There are countless things that can play a role in determining your insurance premiums.  Different companies have different methods of calculating risk and deciding your rates.  The main things that pretty much every insurance company will look at include: your age, your gender, your driving record, where you live, and what car you drive.

4AutoInsuranceQuote.com actually has a lot of articles regarding this subject, including:

  • Twenty Things That Can Affect Your Car Insurance Costs – In this article we look at some of the major factors that are involved in determining your premiums. When it comes to things that can decide your rates, we show you ten things that you can control and ten things that are beyond your control.
  • Why do my insurance rates go up?  In this article, we look at some of the reasons your insurance rates may increase, including changes in your driving record, your vehicle history, and your credit score.

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If I’m a high risk driver, can I still get quotes?

You might be considered a high risk driver if one of the following applies to you:

  • Poor Driving Record
  • Many Traffic Violations
  • Been Involved In Many Accidents
  • Have A DUI/DWI
  • Poor Credit Score

If you are in one of these “high risk” categories, you may think that insurance is too expensive for you to buy or that you are “uninsurable.”

The way 4AutoInsuranceQuote.com works is that we will give you insurance rates from multiple insurance providers.  Just because one insurer gives you high rates or deems you uninsurable does not mean that another insurer won’t give you good rates.

Get a quote from us and see what rates you receive, different insurers look at different things. You might be surprised at what you find!

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Do you offer quotes for teen drivers?

Yes, at 4AutoInsuranceQuote.com, we offer insurance coverage for all drivers, including teenagers. The quotes you will receive for teen drivers come from the most reputable and highly regarded insurance carriers, and these quotes will be extremely affordable. Teen drivers are usually charged the highest rates for auto insurance coverage, but when you use 4AutoInsuranceQuote.com, you will receive quotes from several carriers so that you can find the most extensive coverage at the most affordable rates to meet the unique driving needs of teenagers.

To learn more about getting insurance for teens, check out some of our handy guides:

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Will getting a quote affect my credit score?

When you get an auto insurance quote, it’s not uncommon for that quote to affect your credit score. However, when you get a quote from 4AutoInsuranceQuote.com, your credit score will never be affected. You’ll receive detailed information on the most affordable and extensive coverage options, and your credit score will never be affected! Your credit shouldn’t have to suffer because you are looking for car insurance, which is why you should take advantage of our site for all of your auto insurance needs.

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Do you offer insurance in my state?

Yes! At 4AutoInsuranceQuote.com, we offer insurance in all 50 states, including the 48 continental United States, as well as Alaska and Hawaii! No matter where you are located in the US, you can count on us for all of your auto insurance needs! From liability to collision and comprehensive coverage, you can rest assured that you, your passengers, all other drivers on the road – and your vehicle – will be well protected. For more information on the insurance rules and minimums in your site, view our guide on state requirements.

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Is it free to get an insurance quote from you?

Yes! Unlike some other insurance providers, we will never charge you for a quote. No matter what type of auto insurance you are looking for or what your driving record may be, an insurance quote from us is always completely free! We never charge hidden fees so you don’t have to worry about being hit by an unexpected bill after you finish searching for a quote.

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How long does the quotes process take?

The process of getting an auto insurance quote from 4AutoInsuranceQuote.com is extremely fast and quite simple. It will take you no more than 2 minutes to complete the simple auto insurance quote form, and once you have filled out the form, you will start receiving quotes from local auto insurance agents right away; usually within just a few minutes of sending in the request. Requesting quotes for your auto insurance from several online insurance providers only requires a minimal amount of time and ensures that you will receive the best quotes from the best providers possible. Typically, insurance providers will also offer a quote at the bottom of their own online forms. For a small investment of your time, you will have access to several quotes so that you can compare your options and choose the best insurance coverage for your needs.

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Will my information be secure on your site?

Yes! At 4AutoInsuranceQuote.com, we use Secure Sockets Layer (SSL), a highly security advanced technology that ensures you will receive a completely safe and secure experience. With SSL, all of the sensitive information you input into our site, including our quote forms, will be encrypted so that there is no risk that any of your information will be compromised. In addition to offering the most affordable quotes from the most reputable insurance carriers, you can have peace of mind knowing that your information will be completely safe and secure when you search for an insurance quote with 4AutoInsuranceQuote.com.

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