FIAT 500X Insurance Rates [Comprehensive Guide]

If you want to buy cheap FIAT 500X insurance coverage then you should know that a policy will cost $116/mo ($1,392/yr) on average. On average, FIAT 500X comprehensive insurance coverage costs $339, collision coverage costs $495, and liability coverage costs $393. FIAT 500X insurance costs around $127 less per year than the average vehicle. Good drivers can save up to $574 a year on these costs by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,392 a year or $116 each month
  • A liability-only policy costs around $558 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,088 a year or $424 each month
  • Good drivers can save as much as $574 a year by earning policy discounts
  • FIAT 500X insurance costs around $127 less per year than the average vehicle

FIAT 500X insurance rates are about $127 less per year than the average vehicle with full coverage costing around $1,392 a year or $116 a month. The highest rates for teens are about $5,088 a year or $424 a month. Good drivers can save as much as $574 a year by being safe drivers. Let’s take a quick look at FIAT 500X insurance rates, safety features, and more.

You can start comparing quotes for FIAT 500X car insurance rates from some of the best car insurance companies by using our free online tool now.

FIAT 500X Insurance Cost

The average FIAT 500X auto insurance rates are $1,392 a year or $116 a month.

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Are FIAT 500Xs Expensive to Insure?

The chart below details how FIAT 500X insurance rates compare to other crossovers like the Audi Q5, Honda CR-V, and Kia Niro.

Vehicle Comprehensive Collision Liability Total
FIAT 500X $256 $506 $450 $1,392
Audi Q5 $362 $718 $372 $1,610
Honda CR-V $280 $408 $316 $1,140
Kia Niro $282 $478 $398 $1,316
Nissan Rogue $268 $512 $440 $1,400
Mazda CX-3 $308 $500 $372 $1,338
Lincoln MKX $294 $596 $398 $1,446
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However, there are a few things you can do to find the cheapest FIAT insurance rates online.

What Impacts the Cost of FIAT 500X Insurance?

Even though the average annual rate for the FIAT 500X is $1,392, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your FIAT 500X.

Age of the Vehicle

Older FIAT 500X models generally cost less to insure. For example, auto insurance rates for a 2018 FIAT 500X are $1,392, while 2016 FIAT 500X rates are $1,380, a difference of $12.

Model Year Comprehensive Collision Liability Total
2018 FIAT 500X $256 $506 $450 $1,392
2017 FIAT 500X $248 $494 $470 $1,392
2016 FIAT 500X $240 $474 $486 $1,380
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Driver Age

Driver age can have a significant impact on FIAT 500X auto insurance rates. For example, 20-year-old drivers pay approximately $1,703 more each year for their FIAT 500X auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on FIAT 500X insurance rates. For example, drivers in Los Angeles may pay $1,197 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of FIAT 500X auto insurance. Teens and drivers in their 20’s see the highest jump in their FIAT 500X auto insurance rates with violations on their driving record.

FIAT 500X Safety Ratings

Your FIAT 500X auto insurance rates are tied to the FIAT 500X’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Good
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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FIAT 500X Crash Test Ratings

Not only do good FIAT 500X crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper FIAT 500X auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
FIAT 500X N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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FIAT 500X Safety Features

The FIAT 500X safety features can help lower insurance costs. According to AutoBlog, the 2020 FIAT 500X has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control

FIAT 500X Finance and Insurance Cost

If you are financing a FIAT 500X, most lenders will require your carry higher FIAT 500X coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500X auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on FIAT 500X Insurance

Although it may seem like your FIAT 500X car insurance rates are set, there are a few measures that you can take to secure the best FIAT 500X car insurance rates possible. Take a look at the following five ways to save on FIAT 500X auto insurance.

  • Pay Your Bills On Time — Especially FIAT 500X Payments and Insurance
  • Buy a Dashcam for Your FIAT 500X
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Remove Unnecessary Insurance Once Your FIAT 500X is Paid Off
  • Move to the Countryside

Top FIAT 500X Insurance Companies

Who is the top auto insurance company for FIAT 500X insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 500X auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the FIAT 500X offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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