How to Find Cheap Ford Fiesta Insurance Quotes

Average Ford Fiesta car insurance rates are $101 a month, but Ford Fiesta insurance for 19-year-olds will have much higher rates. You can find cheap Ford Fiesta insurance quotes when you comparison shop online. Enter your ZIP code below to compare quotes now and find a fair price for Ford Fiesta insurance coverage in your state.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,212 a year or $101 each month
  • A liability-only policy costs around $486 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,430 a year or $369 each month
  • Good drivers can save as much as $500 a year by earning policy discounts
  • Ford Fiesta insurance costs around $307 less per year than the average vehicle

Ford Fiesta insurance rates are $307 less than the average vehicle’s rates. If you get full coverage for your Ford Fiesta, that will be around $1,212 a year or $101 a month, but older Fiestas may get away with just liability coverage, which averages $486 a year or $41 a month. Good drivers can save up to $500 a year by remaining claim-free. We’re going to look at Ford Fiesta insurance rates, crash test ratings from the NHTSA, and more.

You can start comparing quotes for Ford Fiesta car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Fiesta Insurance Cost

The average auto insurance rates for a Ford Fiesta cost $1,212 a year or $101 a month.

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Are Ford Fiestas Expensive to Insure?

The chart below details how Ford Fiesta insurance rates compare to other subcompact cars like the Kia Rio, Ford Focus ST, and .

Vehicle Comprehensive Collision Liability Total
Ford Fiesta $242 $422 $390 $1,212
Kia Rio $244 $506 $450 $1,380
Ford Focus ST $282 $536 $398 $1,374
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Fiesta Insurance?

The Ford Fiesta trim and model you choose can impact the total price you will pay for Ford Fiesta insurance coverage.

Age of the Vehicle

Older Ford Fiesta models generally cost less to insure. For example, auto insurance for a 2019 Ford Fiesta costs $1,212, while 2011 Ford Fiesta insurance costs are $1,058, a difference of $154.

Model Year Comprehensive Collision Liability Total
2019 Ford Fiesta $242 $422 $390 $1,212
2018 Ford Fiesta $232 $418 $398 $1,206
2017 Ford Fiesta $224 $408 $416 $1,206
2016 Ford Fiesta $216 $390 $430 $1,194
2015 Ford Fiesta $204 $378 $442 $1,182
2014 Ford Fiesta $196 $350 $452 $1,156
2013 Ford Fiesta $188 $330 $456 $1,132
2012 Ford Fiesta $180 $296 $460 $1,094
2011 Ford Fiesta $168 $272 $460 $1,058
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Driver Age

Driver age can have a significant impact on the cost of Ford Fiesta auto insurance. For example, 20-year-old drivers pay approximately $1,483 each year for their Ford Fiesta auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Ford Fiesta insurance rates. For example, drivers in Los Angeles may pay $1,043 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Ford Fiesta car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fiesta car insurance with violations on their driving record.

Ford Fiesta Safety Ratings

Your Ford Fiesta auto insurance rates are influenced by the Ford Fiesta’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
LATCH ease of use Poor
Source: Insurance Institute for Highway Safety
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Ford Fiesta Crash Test Ratings

Not only do good Ford Fiesta crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Ford Fiesta auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Ford Fiesta 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2019 Ford Fiesta 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Ford Fiesta 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2018 Ford Fiesta 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Ford Fiesta 5 HB FWD 4 stars 4 stars 5 stars 4 stars
2017 Ford Fiesta 4 DR FWD 4 stars 4 stars 5 stars 4 stars
2016 Ford Fiesta 5 HB FWD 4 stars 4 stars 5 stars 4 stars
2016 Ford Fiesta 4 DR FWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford Fiesta Safety Features

Ford Fiesta safety features can lower the cost of your insurance. The safety features for the 2020 Ford Fiesta include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Ford Fiesta Insurance Loss Probability

Another contributing factor that plays a direct role in Ford Fiesta insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -9%
Comprehensive -27%
Personal Injury 15%
Medical Payment 23%
Bodily Injury 13%
Source: Insurance Institute for Highway Safety
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Ford Fiesta Finance and Insurance Cost

When financing a Ford Fiesta, most lenders will require your carry higher Ford Fiesta coverage options including comprehensive coverage, so be sure to shop around and compare Ford Fiesta car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Ford Fiesta Insurance

If you want to reduce the cost of your Ford Fiesta insurance rates, follow these tips below:

  • Use an Accurate Job Title When Requesting Ford Fiesta Auto Insurance
  • Buy Your Ford Fiesta with Cash, or Get a Shorter-Term Loan
  • Reduce Your Coverage on an Older Ford Fiesta
  • Choose Automatic Payments or EFT for Your Ford Fiesta Insurance Policy
  • Watch Your Insurer Closely When Your Ford Fiesta Needs Repairs

Top Ford Fiesta Insurance Companies

Who is the best company for Ford Fiesta insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fiesta insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Fiesta offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Ford Fiesta Insurance Quotes Online

To start comparing Ford Fiesta car insurance quotes for free, use our online car insurance comparison tool.

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