Honda CR-V Auto Insurance Rates [Comprehensive Guide]

Honda CR-V insurance rates average at $95 per month, but having a good driving record can save you a lot of money on your Honda CR-V insurance costs. To find cheap auto insurance, start comparing Honda CR-V insurance quotes online now with our free comparison tool.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,140 a year or $95 each month
  • A liability-only policy costs around $457 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,167 a year or $347 each month
  • Good drivers can save as much as $470 a year by earning policy discounts
  • Honda CR-V insurance costs around $379 less per year than the average vehicle

Honda CR-V insurance rates are $379 cheaper than the average vehicle. You can pay as low as $38 per month for liability-only coverage and $95 per month for full coverage. Continue reading to learn how you can lower Honda CR-V insurance rates for teen drivers.

You can start comparing quotes for Honda CR-V insurance rates from some of the best auto insurance companies by using our free online tool now.

Honda CR-V Insurance Cost

The average Honda CR-V auto insurance costs are $1,140 a year or $95 a month.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Are Honda CR-Vs Expensive to Insure?

The chart below details how Honda CR-V insurance rates compare to other crossovers like the Chevrolet Equinox, Nissan Murano, and Lincoln MKC.

Vehicle Comprehensive Collision Liability Total
Honda CR-V $280 $408 $316 $1,140
Chevrolet Equinox $308 $532 $372 $1,370
Nissan Murano $294 $512 $390 $1,354
Lincoln MKC $306 $596 $398 $1,458
Chevrolet Trax $280 $470 $372 $1,280
Audi Q5 $362 $718 $372 $1,610
Toyota RAV4 $280 $482 $390 $1,310
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda CR-V Insurance?

The Honda CR-V trim and model you choose can impact the total price you will pay for Honda CR-V insurance coverage.

Age of the Vehicle

The average Honda CR-V insurance rates are higher for newer models. For example, auto insurance for a 2020 Honda CR-V costs $1,140, while 2010 Honda CR-V insurance costs are $946, a difference of $194.

Model Year Comprehensive Collision Liability Total
2020 Honda CR-V $280 $408 $316 $1,140
2019 Honda CR-V $268 $392 $332 $1,128
2018 Honda CR-V $256 $388 $338 $1,118
2017 Honda CR-V $248 $378 $354 $1,116
2016 Honda CR-V $240 $362 $364 $1,102
2015 Honda CR-V $226 $350 $376 $1,088
2014 Honda CR-V $218 $326 $384 $1,064
2013 Honda CR-V $208 $306 $388 $1,038
2012 Honda CR-V $200 $274 $390 $1,000
2011 Honda CR-V $188 $252 $390 $966
2010 Honda CR-V $180 $236 $394 $946
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on the cost of Honda CR-V auto insurance. For example, a 20-year-old driver could pay around $116 more each month for their Honda CR-V auto insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Honda CR-V insurance rates. For example, drivers in Los Angeles may pay $163 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Honda CR-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-V auto insurance with violations on their driving record.

Honda CR-V Safety Ratings

Your Honda CR-V auto insurance rates are tied to the Honda CR-V’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Honda CR-V Crash Test Ratings

Not only do good Honda CR-V crash test ratings mean you are better protected in a crash, but good Honda CR-V crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Honda CR-V Safety Features

Good Honda CR-V safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Honda CR-V are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda CR-V Insurance Loss Probability

The Honda CR-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Honda CR-V, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -32%
Property Damage -19%
Comprehensive -42%
Personal Injury -7%
Medical Payment -14%
Bodily Injury -23%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Honda CR-V Finance and Insurance Cost

When financing a Honda CR-V, most lenders will require your carry higher Honda CR-V coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-V car insurance rates from the best companies using our FREE tool below.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

5 Ways to Save on Honda CR-V Insurance

Drivers can end up saving more money on their Honda CR-V insurance rates by employing any one of the following strategies.

  • Understand the Different Types of Auto Insurance for Your Honda CR-V
  • Spy on Your Teen Driver
  • Compare Apples to Apples When Comparing Honda CR-V Insurance Rates and Policies
  • Renew Your Honda CR-V Insurance Coverage to Avoid Lapses
  • Get Married and Ask for a Discount

Top Honda CR-V Insurance Companies

Several top auto insurance companies offer competitive rates for the Honda CR-V insurance rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Honda CR-V drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Honda CR-V Insurance Quotes Online

Start comparing Honda CR-V insurance rates for free by using our FREE online comparison tool.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption