How Much is Insurance on a Honda HR-V? [Everything You Need to Know]

Honda HR-V auto insurance rates average at $113 per month, but teens and other high-risk drivers may see higher Honda HR-V auto insurance costs. Shop around online to find cheap Honda HR-V auto insurance coverage. Enter your ZIP code below to get your free Honda HR-V auto insurance quote online now.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,356 a year or $113 each month
  • A liability-only policy costs around $544 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,956 a year or $413 each month
  • Good drivers can save as much as $559 a year by earning policy discounts
  • Honda HR-V insurance costs around $163 less per year than the average vehicle

The average Honda HR-V insurance rates are $1,356 a year, or around $113 a month. Other important factors like the age of the vehicle and drivers on the policy will also affect your Honda HR-V auto insurance rates. Keep reading our complete guide to Honda HR-V car insurance rates to ensure you’ve got the best Honda HR-V coverage.

You can start comparing quotes for Honda HR-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda HR-V Insurance Cost

The average car insurance costs for a Honda HR-V are $1,356 a year or $113 a month.

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Are Honda HR-Vs Expensive to Insure?

The chart below details how Honda HR-V insurance rates compare to other crossovers like the Infiniti QX30, Nissan Rogue and BMW X6.

Vehicle Comprehensive Collision Liability Total
Honda HR-V $294 $532 $372 $1,356
Infiniti QX30 $344 $686 $398 $1,586
Nissan Rogue $268 $512 $440 $1,400
BMW X6 $432 $834 $398 $1,822
Honda CR-V $280 $408 $316 $1,140
Toyota C-HR $254 $452 $258 $1,074
Mazda CX-3 $308 $500 $372 $1,338
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda HR-V Insurance?

Even though the average annual rate for the Honda HR-V is $1,328, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Honda HR-V.

Age of the Vehicle

Older Honda HR-V models generally cost less to insure. For example, auto insurance for a 2020 Honda HR-V costs $1,356, while 2016 Honda HR-V insurance costs are $1,312, a difference of $44.

Model Year Comprehensive Collision Liability Total
2020 Honda HR-V $294 $532 $372 $1,356
2019 Honda HR-V $280 $512 $390 $1,340
2018 Honda HR-V $270 $506 $398 $1,332
2017 Honda HR-V $260 $494 $416 $1,328
2016 Honda HR-V $250 $474 $430 $1,312
$ $ $ $
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Driver Age

Driver age can have a significant impact on Honda HR-V auto insurance rates. As an example, a 40-year-old driver could pay $143 less each month for their Honda HR-V auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Honda HR-V insurance rates. For example, drivers in Phoenix may pay $746 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on your Honda HR-V auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Honda HR-V car insurance with violations on their driving record.

Honda HR-V Safety Ratings

Your Honda HR-V auto insurance rates are influenced by the Honda HR-V’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side G
Small overlap front: passenger-side G
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
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Honda HR-V Crash Test Ratings

Poor Honda HR-V crash test ratings could mean higher Honda HR-V car insurance rates.

Federal Government Crash Test Ratings 2020 2019 2018
Overall Rating 5 5 5
Frontal Crash 4 4 4
Side Crash 5 5 5
Rollover 4 4 4
Source: National Highway Traffic Safety Administration

Honda HR-V Safety Features

The safety features of the Honda HR-V can impact your Honda HR-V car insurance rates. The Honda HR-V has the following safety features:

  • Anti-lock brakes
  • Stability control
  • Front-impact airbags
  • Side impact airbags
  • Overhead airbags
  • Pretensioners
  • Security system

Honda HR-V Finance and Insurance Cost

If you are financing a Honda HR-V, most lenders will require your carry higher Honda HR-V coverage options including comprehensive coverage, so be sure to shop around and compare Honda HR-V auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Honda HR-V Insurance

There are many ways that you can save on Honda HR-V car insurance to get the best value possible. Below are three scenarios you can explore to help keep your Honda HR-V car insurance rates low.

  • Provide your Honda HR-V VIN When Requesting Honda HR-V Auto Insurance Quotes
  • Choose Automatic Payments or EFT When Paying Your Honda HR-V Insurance
  • Ask About Usage-Based Insurance for Your Honda HR-V

Top Honda HR-V Insurance Companies

The best auto insurance companies for Honda HR-V car insurance rates will offer competitive rates, discounts, and account for the Honda HR-V’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO 46,106,971 6.6
3 Progressive 39,222,879 5.6
4 Liberty Mutual 35,600,051 5.1
5 Allstate 35,025,903 5.0
6 Travelers 28,016,966 4.0
7 USAA 23,483,080 3.3
8 Chubb 23,388,385 3.3
9 Farmers 20,643,559 2.9
10 Nationwide 18,442,145 2.6
Source: https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings
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Compare Free Honda HR-V Insurance Quotes Online

You can start comparing quotes for Honda HR-V car insurance rates from some of the best car insurance companies by using our free online tool now.

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