Hyundai Azera Car Insurance [Rates + Coverage Guide]

Average Hyundai Azera insurance rates cost $1,440 a year, or $120 a month. On average, comprehensive coverage costs $351, collision coverage costs $512, and liability coverage costs $406 for Hyundai Azera insurance. Hyundai Azera insurance costs around $79 less per year than the average vehicle. Good drivers can save up to $594 a year on these costs by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,440 a year or $120 each month
  • A liability-only policy costs around $577 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,263 a year or $439 each month
  • Good drivers can save as much as $594 a year by earning policy discounts
  • Hyundai Azera insurance costs around $79 less per year than the average vehicle

Hyundai Azera insurance rates are about $79 less per year than the average vehicle with full coverage costing around $1,440 a year or $120 a month.

Good drivers can save up to $594 a year in policy discounts by staying safe and courteous while out driving. Let’s take a quick look at Hyundai Azera insurance rates, insurance loss rates, and more.

You can start comparing quotes for Hyundai Azera car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Azera Insurance Cost

The average auto insurance rates for a Hyundai Azera cost $1,440 a year or $120 a month.

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Are Hyundai Azeras Expensive to Insure?

The chart below details how Hyundai Azera insurance rates compare to other sedans like the Hyundai Sonata, Chevrolet Sonic, and Cadillac CTS.

Vehicle Comprehensive Collision Liability Total
Hyundai Sonata $294 $532 $420 $1,426
Chevrolet Sonic $270 $536 $398 $1,362
Cadillac CTS $320 $626 $398 $1,502
Toyota Camry $294 $570 $390 $1,412
Ford Fusion $336 $626 $372 $1,492
Audi A3 $282 $566 $398 $1,404
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Azera Insurance?

The Hyundai Azera trim and model you choose will affect the total price you will pay for Hyundai Azera insurance coverage.

Age of the Vehicle

The average Hyundai Azera auto insurance rates are higher for newer models. For example, auto insurance for a 2017 Hyundai Azera costs $1,440, while 2010 Hyundai Azera insurance costs are $1,192, a difference of $248.

Model Year Comprehensive Collision Liability Total
2017 Hyundai Azera $284 $582 $416 $1,440
2016 Hyundai Azera $274 $558 $430 $1,420
2015 Hyundai Azera $260 $538 $442 $1,398
2014 Hyundai Azera $250 $500 $452 $1,360
2013 Hyundai Azera $240 $470 $456 $1,324
2012 Hyundai Azera $230 $422 $460 $1,270
2011 Hyundai Azera $214 $388 $460 $1,220
2010 Hyundai Azera $206 $364 $464 $1,192
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Driver Age

Driver age can have a significant impact on Hyundai Azera auto insurance rates. For instance, a 30-year-old driver may pay $63 more each year for Hyundai Azera auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Azera insurance rates. For example, drivers in New York may pay $374 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on your Hyundai Azera auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Azera car insurance with violations on their driving record.

Hyundai Azera Safety Ratings

Your Hyundai Azera car insurance rates are tied to the safety ratings of the Hyundai Azera. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Azera Crash Test Ratings

Good Hyundai Azera crash test ratings mean the VW is safer, which could mean cheaper Hyundai Azera car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2017 Hyundai Azera 4 DR FWD N/R N/R N/R N/R
2016 Hyundai Azera 4 DR FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Azera Safety Features

Having a variety of safety features on your Hyundai Azera can help lower your Hyundai Azera insurance costs. The Hyundai Azera’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Cross-Traffic Alert

Hyundai Azera Insurance Loss Probability

The Hyundai Azera’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Hyundai Azera, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 15%
Property Damage -17%
Comprehensive 1%
Personal Injury -1%
Medical Payment 6%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Hyundai Azera Finance and Insurance Cost

If you are financing a Hyundai Azera, most lenders will require your carry higher Hyundai Azera coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Azera auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Hyundai Azera Insurance

There are several ways you can save even more on your Hyundai Azera car insurance rates. Take a look at the following five tips:

  • Take a Refresher Course as an Older Driver
  • Don’t Assume your Hyundai Azera is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Ask About Welcome Discounts
  • Buy An Older Hyundai Azera
  • Remove Young Drivers from Your Hyundai Azera Insurance When They Move Out or Go to School

Top Hyundai Azera Insurance Companies

Who is the best company for Hyundai Azera insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Azera insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Azera offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Azera Insurance Quotes Online

You can start comparing quotes for Hyundai Azera insurance from some of the top car insurance companies by using our free online tool today.

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