Compare Hyundai Elantra Insurance Quotes

Hyundai Elantra insurance quotes average at $114 a month. Start comparing Hyundai Elantra insurance rates online to save money on car insurance. Your driving record and where you live will influence how much you pay for Hyundai Elantra insurance coverage, so start comparing rates now so you know you're paying a fair price for your Hyundai Elantra insurance policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,372 a year or $114 each month
  • A liability-only policy costs around $550 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,015 a year or $418 each month
  • Good drivers can save as much as $566 a year by earning policy discounts
  • Hyundai Elantra insurance costs around $147 less per year than the average vehicle

Hyundai Elantra insurance rates are about $150 cheaper than the average vehicle. You can pay as low as $46 per month for liability-only coverage. High-risk drivers, such as teen drivers, could pay up to $418 per month. Continue reading to learn how you can lower Hyundai Elantra insurance rates.

You can start comparing quotes for Hyundai Elantra insurance rates from some of the best auto insurance companies by using our free online tool now.

Hyundai Elantra Insurance Cost

The average Hyundai Elantra auto insurance costs are $1,372 a year or $114 a month.

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Are Hyundai Elantras Expensive to Insure?

The chart below details how Hyundai Elantra insurance rates compare to other sedans like the Cadillac CTS, Chevrolet Blazer, and Nissan Maxima.

Vehicle Comprehensive Collision Liability Total
Hyundai Elantra $280 $562 $372 $1,372
Cadillac CTS $320 $626 $398 $1,502
Chevrolet Blazer $376 $688 $316 $1,516
Nissan Maxima $372 $630 $390 $1,550
Subaru Impreza $320 $542 $390 $1,410
Ford Focus $244 $536 $398 $1,336
MINI Hardtop 4 Door $294 $566 $398 $1,416
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Elantra Insurance?

The Hyundai Elantra trim and model you choose can impact the total price you will pay for Hyundai Elantra auto insurance coverage.

Age of the Vehicle

Older Hyundai Elantra models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Elantra costs $1,372, while the 2010 Hyundai Elantra insurance costs are $1,130, a difference of $242.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Elantra $280 $562 $372 $1,372
2019 Hyundai Elantra $268 $542 $390 $1,358
2018 Hyundai Elantra $256 $536 $398 $1,348
2017 Hyundai Elantra $248 $524 $416 $1,346
2016 Hyundai Elantra $240 $502 $430 $1,330
2015 Hyundai Elantra $226 $484 $442 $1,310
2014 Hyundai Elantra $218 $450 $452 $1,278
2013 Hyundai Elantra $208 $424 $456 $1,246
2012 Hyundai Elantra $200 $380 $460 $1,198
2011 Hyundai Elantra $188 $350 $460 $1,156
2010 Hyundai Elantra $180 $328 $464 $1,130
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Driver Age

Driver age can have a significant impact on Hyundai Elantra insurance rates. For instance, a 30-year-old driver may pay $60 more each year for Hyundai Elantra auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Elantra insurance rates. For example, drivers in Los Angeles may pay $196 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on your Hyundai Elantra insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Elantra auto insurance with violations on their driving record.

Hyundai Elantra Safety Ratings

Your Hyundai Elantra insurance rates are tied to the Hyundai Elantra’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Elantra Crash Test Ratings

Hyundai Elantra crash test ratings can impact your Hyundai Elantra insurance rates. See Hyundai Elantra crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Elantra GT 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2020 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2019 Hyundai Elantra Gt 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2019 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Hyundai Elantra Gt 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2018 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Hyundai Elantra Gt 5 HB FWD 5 stars 4 stars 5 stars 4 stars
2017 Hyundai Elantra 4 DR FWD Later Release 4 stars 4 stars 4 stars 4 stars
2017 Hyundai Elantra 4 DR FWD Early Release 4 stars 4 stars 5 stars 4 stars
2016 Hyundai Elantra Gt 5 HB FWD 5 stars 4 stars 5 stars 4 stars
2016 Hyundai Elantra 4 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Elantra Safety Features

The more safety features you have on your Hyundai Elantra, the more likely it is that you can earn a discount. The Hyundai Elantra’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Elantra Insurance Loss Probability

The Hyundai Elantra’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Hyundai Elantra, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 2%
Property Damage 2%
Comprehensive -10%
Personal Injury 33%
Medical Payment 37%
Bodily Injury 17%
Source: Insurance Institute for Highway Safety
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Hyundai Elantra Finance and Insurance Cost

If you are financing a Hyundai Elantra, you will pay more if you purchase Hyundai Elantra auto insurance at the dealership, so be sure to shop around and compare Hyundai Elantra insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Hyundai Elantra Insurance

There are many ways that you can save on Hyundai Elantra auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Hyundai Elantra insurance rates low.

  • Ask About Hyundai Elantra Low Mileage Discounts
  • Take a Refresher Course as an Older Driver
  • Compare Auto Insurance Companies After Moving
  • Move to an Area with a Lower Cost of Living
  • Move to an Area with Better Weather

Top Hyundai Elantra Insurance Companies

The best auto insurance companies for Hyundai Elantra insurance rates will offer competitive rates, discounts, and account for the Hyundai Elantra’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Elantra Insurance Quotes Online

Save on your Hyundai Elantra insurance rates by taking advantage of our FREE comparison tool.

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