Compare Hyundai Santa Fe Insurance Quotes

Start comparing Hyundai Santa Fe insurance quotes online with our free guide. Average Hyundai Santa Fe insurance rates are $116 per month, but where you live will impact and the age of your vehicle will impact what you pay for Hyundai Santa Fe insurance coverage. 2020 Hyundai Santa Fe insurance costs can get expensive, so enter your ZIP code below now to start comparing quotes now.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,386 a year or $116 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,066 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Hyundai Santa Fe insurance costs around $133 less per year than the average vehicle

Hyundai Santa Fe insurance rates average about $133 less annually than the average vehicle in the U.S. Full coverage insurance is generally around $1,386 a year or $116 a month, but good drivers are eligible for discounts that can add up to $571 a year for being safe and claim-free. We’ll look at Hyundai Santa Fe insurance rates, safety features, and more.

You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Santa Fe Insurance Cost

The average Hyundai Santa Fe auto insurance costs are $1,386 a year or $116 a month.

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Are Hyundai Santa Fes Expensive to Insure?

The chart below details how Hyundai Santa Fe insurance rates compare to other SUVs like the Toyota Sequoia, GMC Acadia, and Toyota 4Runner.

Vehicle Comprehensive Collision Liability Total
Hyundai Santa Fe $294 $562 $372 $1,386
Toyota Sequoia $332 $566 $398 $1,454
GMC Acadia $294 $470 $372 $1,294
Toyota 4Runner $332 $512 $332 $1,312
GMC Yukon $376 $594 $372 $1,500
Cadillac Escalade ESV $464 $720 $390 $1,732
Mitsubishi Outlander $306 $542 $332 $1,316
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Santa Fe Insurance?

The Hyundai Santa Fe trim and model you choose can impact the total price you will pay for Hyundai Santa Fe insurance coverage.

Age of the Vehicle

Older Hyundai Santa Fe models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Santa Fe costs $1,386, while 2010 Hyundai Santa Fe insurance costs are $1,140, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Santa Fe $294 $562 $372 $1,386
2019 Hyundai Santa Fe $280 $542 $390 $1,370
2018 Hyundai Santa Fe $270 $536 $398 $1,362
2017 Hyundai Santa Fe $260 $524 $416 $1,358
2016 Hyundai Santa Fe $250 $502 $430 $1,340
2015 Hyundai Santa Fe $238 $484 $442 $1,322
2014 Hyundai Santa Fe $228 $450 $452 $1,288
2013 Hyundai Santa Fe $218 $424 $456 $1,256
2012 Hyundai Santa Fe $210 $380 $460 $1,208
2011 Hyundai Santa Fe $196 $350 $460 $1,164
2010 Hyundai Santa Fe $190 $328 $464 $1,140
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Driver Age

Driver age can have a significant impact on Hyundai Santa Fe auto insurance rates. For example, 20-year-old drivers pay approximately $1,695 more each year for their Hyundai Santa Fe auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Hyundai Santa Fe insurance rates. For example, drivers in Los Angeles may pay $762 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on your Hyundai Santa Fe auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Santa Fe car insurance with violations on their driving record.

Hyundai Santa Fe Safety Ratings

Your Hyundai Santa Fe auto insurance rates are influenced by the Hyundai Santa Fe’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Santa Fe Crash Test Ratings

If the Hyundai Santa Fe crash test ratings are good, you could have lower Hyundai Santa Fe car insurance rates. See Hyundai Santa Fe crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe XL SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe XL SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Santa Fe SUV FWD N/R N/R N/R N/R
2017 Hyundai Santa Fe SUV AWD N/R N/R N/R N/R
2017 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Santa Fe SUV FWD N/R N/R N/R N/R
2016 Hyundai Santa Fe SUV AWD N/R N/R N/R N/R
2016 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Santa Fe Safety Features

The more safety features you have on your Hyundai Santa Fe, the more likely it is that you can earn a discount. The Hyundai Santa Fe’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Santa Fe Insurance Loss Probability

Review the Hyundai Santa Fe car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Hyundai Santa Fe auto insurance costs; higher percentages mean higher Hyundai Santa Fe auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -9%
Property Damage -6%
Comprehensive -18%
Personal Injury -14%
Medical Payment -8%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Hyundai Santa Fe Finance and Insurance Cost

If you are financing a Hyundai Santa Fe, most lenders will require your carry higher Hyundai Santa Fe coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Santa Fe car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Hyundai Santa Fe Insurance

You can save more money on your Hyundai Santa Fe auto insurance rates by employing any of the following five strategies.

  • Ask for a Higher Deductible for Your Hyundai Santa Fe Insurance Policy
  • Tell Your Insurer About Different Drivers or Uses for Your Hyundai Santa Fe
  • Carpool to Work Instead of Driving Your Hyundai Santa Fe
  • Make Sure You’re Raising a Safe Driver
  • Ask About Hyundai Santa Fe Safety Discounts

Top Hyundai Santa Fe Insurance Companies

Who is the top car insurance company for Hyundai Santa Fe insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Santa Fe auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Santa Fe offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Santa Fe Insurance Quotes Online

You can start comparing quotes for Hyundai Santa Fe auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Compare over 200 auto insurance companies at once!

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