Hyundai Tucson Insurance Cost [Rates + Comparison Guide]

Hyundai Tucson insurance rates on average cost $1,294 a year, or $108 a month. A liability-only policy costs around $519 a year or $43 each month. Hyundai Tucson insurance costs around $225 less per year than the average vehicle. Good drivers can save up to $534 a year on these costs by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,294 a year or $108 each month
  • A liability-only policy costs around $519 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,730 a year or $394 each month
  • Good drivers can save as much as $534 a year by earning policy discounts
  • Hyundai Tucson insurance costs around $225 less per year than the average vehicle

Hyundai Tucson insurance rates are around $225 less per year than the average vehicle with full coverage around $1,294 a year or $108 a month. The highest rates are for teens who will pay around $4,730 a year or $394 a month.

Good drivers can save up to $534 a year in policy discounts by staying safe and courteous while out on the roads. Let’s take a closer look at Hyundai Tucson insurance rates, crash test ratings, and more.

You can start comparing quotes for Hyundai Tucson car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Tucson Insurance Cost

The average Hyundai Tucson auto insurance costs are $1,294 a year or $108 a month.

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Are Hyundai Tucsons Expensive to Insure?

The chart below details how Hyundai Tucson insurance rates compare to other crossovers like the Cadillac XT4, Nissan Rogue, and Lincoln MKX.

Vehicle Comprehensive Collision Liability Total
Hyundai Tucson $294 $470 $372 $1,294
Cadillac XT4 $362 $656 $316 $1,470
Nissan Rogue $268 $512 $440 $1,400
Lincoln MKX $294 $596 $398 $1,446
Mazda CX-3 $308 $500 $372 $1,338
FIAT 500X $256 $506 $450 $1,392
Toyota C-HR $254 $452 $258 $1,074
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Tucson Insurance?

The Hyundai Tucson trim and model you choose can impact the total price you will pay for Hyundai Tucson insurance coverage.

Age of the Vehicle

Older Hyundai Tucson models generally cost less to insure. For example, car insurance rates for a 2020 Hyundai Tucson are $1,294, while 2010 Hyundai Tucson rates are $1,084, a difference of $210.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Tucson $294 $470 $372 $1,294
2019 Hyundai Tucson $280 $452 $390 $1,280
2018 Hyundai Tucson $270 $448 $398 $1,274
2017 Hyundai Tucson $260 $436 $416 $1,270
2016 Hyundai Tucson $250 $418 $430 $1,256
2015 Hyundai Tucson $238 $404 $442 $1,242
2014 Hyundai Tucson $228 $374 $452 $1,212
2013 Hyundai Tucson $218 $352 $456 $1,184
2012 Hyundai Tucson $210 $316 $460 $1,144
2011 Hyundai Tucson $196 $292 $460 $1,106
2010 Hyundai Tucson $190 $272 $464 $1,084
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Driver Age

Driver age can have a significant effect on Hyundai Tucson car insurance rates. As an example, a 30-year-old driver pays around $57 more each year for their Hyundai Tucson car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Tucson insurance rates. For example, drivers in New York may pay $790 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Hyundai Tucson auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Tucson car insurance with violations on their driving record.

Hyundai Tucson Safety Ratings

Your Hyundai Tucson car insurance rates are tied to the safety ratings of the Hyundai Tucson. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Tucson Crash Test Ratings

Good Hyundai Tucson crash test ratings mean the VW is safer, which could mean cheaper Hyundai Tucson car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Tucson Fuel Cell SUV FWD N/R N/R N/R N/R
2016 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Tucson Fuel Cell SUV FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Tucson Safety Features

The Hyundai Tucson safety features can help lower insurance costs. According to AutoBlog, the 2020 Hyundai Tucson has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Tucson Insurance Loss Probability

The lower percentage means lower Hyundai Tucson auto insurance rates; higher percentages mean higher Hyundai Tucson car insurance rates. The Hyundai Tucson’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage -4%
Comprehensive -34%
Personal Injury 8%
Medical Payment 10%
Bodily Injury 1%
Source: Insurance Institute for Highway Safety
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Hyundai Tucson Finance and Insurance Cost

If you are financing a Hyundai Tucson, most lenders will require your carry higher Hyundai Tucson coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Tucson car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Hyundai Tucson Insurance

You have more options at your disposal to save money on your Hyundai Tucson auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Hyundai Tucson car insurance rates

  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Understand that Your Insurer Can Change Your Hyundai Tucson Auto Insurance Rates Mid-Term for Other Reasons
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Hyundai Tucson
  • Ask Your Insurance Company About Hyundai Tucson Discounts
  • Ask About Farm and Ranch Vehicle Discounts

Top Hyundai Tucson Insurance Companies

The best auto insurance companies for Hyundai Tucson car insurance rates will offer competitive rates, discounts, and account for the Hyundai Tucson’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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