Kia Sedona Auto Insurance [Guide + Free Quotes]

Kia Sedona insurance rates average at $100 per month, but you can find cheap Kia Sedona insurance quotes when you comparison shop online. Your Kia Sedona insurance policy will vary based on your driving record and where you live. It's important to find accurate quotes if you want to find the cheapest Kia Sedona insurance costs. Enter your ZIP code below to get your free quote.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,204 a year or $100 each month
  • A liability-only policy costs around $483 a year or $40 each month
  • Highest rates are for teenage drivers at around $4,401 a year or $367 each month
  • Good drivers can save as much as $496 a year by earning policy discounts
  • Kia Sedona insurance costs around $315 less per year than the average vehicle

Kia Sedona insurance rates are around $315 less per year than the average vehicle with full coverage costing around $1,204 a year or $100 a month. Owners of an older Kia Sedona may opt for liability-only coverage which costs around $483 a year or $40 a month.

Good drivers can save up to $496 a year by being safe out on the roads. Let’s look at Kia Sedona insurance rates, safety ratings, and more.

You can start comparing quotes for Kia Sedona car insurance rates from some of the best car insurance companies by using our free online tool now.

Kia Sedona Insurance Cost

The average car insurance costs for a Kia Sedona are $1,204 a year or $100 a month.

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Are Kia Sedonas Expensive to Insure?

The chart below details how Kia Sedona insurance rates compare to other vans like the Honda Odyssey, Dodge Grand Caravan, and Chrysler Pacifica.

Vehicle Comprehensive Collision Liability Total
Kia Sedona $282 $448 $338 $1,204
Honda Odyssey $280 $532 $372 $1,342
Dodge Grand Caravan $308 $438 $372 $1,276
Chrysler Pacifica $348 $532 $316 $1,332
Toyota Sienna $294 $532 $372 $1,356
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However, there are a few things you can do to find the cheapest Kia insurance rates online.

What Impacts the Cost of Kia Sedona Insurance?

The Kia Sedona trim and model you choose will affect the total price you will pay for Kia Sedona insurance coverage.

Age of the Vehicle

The average Kia Sedona car insurance rates are higher for newer models. For example, car insurance rates for a 2018 Kia Sedona are $1,204, while 2010 Kia Sedona rates are $1,000, a difference of $204.

Model Year Comprehensive Collision Liability Total
2018 Kia Sedona $282 $448 $338 $1,204
2017 Kia Sedona $272 $436 $354 $1,198
2016 Kia Sedona $262 $418 $364 $1,180
2015 Kia Sedona $248 $404 $376 $1,164
2014 Kia Sedona $238 $374 $384 $1,132
2012 Kia Sedona $220 $316 $390 $1,062
2011 Kia Sedona $206 $292 $390 $1,024
2010 Kia Sedona $198 $272 $394 $1,000
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Driver Age

Driver age can have a significant effect on Kia Sedona car insurance rates. As an example, a 30-year-old driver pays around $53 more each year for their Kia Sedona car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Kia Sedona insurance rates. For example, drivers in Phoenix may pay $662 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Kia Sedona auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sedona car insurance with violations on their driving record.

Kia Sedona Safety Ratings

Your Kia Sedona auto insurance rates are tied to the Kia Sedona’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Kia Sedona Crash Test Ratings

Kia Sedona crash test ratings can impact your Kia Sedona car insurance rates. See Kia Sedona crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2019 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2018 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2017 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2016 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Kia Sedona Safety Features

Having a variety of safety features on your Kia Sedona can help lower your Kia Sedona insurance costs. The Kia Sedona’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Kia Sedona Insurance Loss Probability

The Kia Sedona’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Kia Sedona, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 2%
Property Damage -36%
Comprehensive -4%
Personal Injury 16%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Kia Sedona Finance and Insurance Cost

If you are financing a Kia Sedona, most lenders will require your carry higher Kia Sedona coverages including comprehensive coverage, so be sure to compare Kia Sedona car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Kia Sedona Insurance

You have more options at your disposal to save money on your Kia Sedona auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Kia Sedona car insurance rates

  • Choose Automatic Payments or EFT for Your Kia Sedona Insurance Policy
  • Move to an Area with Better Weather
  • Re-Check Kia Sedona Quotes Every 6 Months
  • Ask About Loyalty Discounts
  • Pay Your Kia Sedona Insurance Upfront

Top Kia Sedona Insurance Companies

The best auto insurance companies for Kia Sedona car insurance rates will offer competitive rates, discounts, and account for the Kia Sedona’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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