Getting Auto Insurance on Short Notice

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSR

UPDATED: Mar 13, 2020

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Getting auto insurance on short notice is easy. In some cases, you can print off your own proof of auto insurance at home and be fully covered within an hour.

auto insurance on short noticeIt hasn’t always been that way. Two decades ago, you needed to visit an insurance agent if you needed car insurance. You’d have to sit down and speak with a representative, then wait for your application to be completed. Today, there are a number of places where you can get auto insurance on short notice on the internet.

Need auto insurance in as little as 30 minutes today? You can get auto insurance in as little as 30 minutes simply by entering your ZIP code online.

Enter your ZIP code into the form at the top of this page to get started. That’s the first step towards getting cheap, instant auto insurance. Within 30 minutes, you may be printing off your own proof of insurance at home and driving your own fully-covered vehicle.

When you compare car insurance quotes online, you can complete the entire insurance application process without speaking to a single human being. You don’t need to make an appointment or wait on hold. Instead, the entire process is completed over the internet.

After entering your ZIP code into the form above, you’ll typically see quotes from at least 10 insurance companies. If you live in a big city, you might see even more quotes. Scroll through the list of quotes and pick the one that works best for you. Sometimes, your best option is to choose the cheapest car insurance quote. In other cases, you might want to spend a little more on car insurance in exchange for significantly better protection.

Most American Insurance Companies Offer Instant Car Insurance

You don’t need to work with some shady car insurance provider to get instant car insurance. Instead, most major American car insurance providers offer instant car insurance.

Nationwide, for example, lets you compare car insurance quotes online instantly, then sign up and have your insurance application approved within a short period of time. Within 20 to 30 minutes, you could be printing off car insurance at home and driving your covered car.

Typically, the coverage you get on a short-term basis will differ from the car insurance you get when the application is fully processed. The car insurance company will need to research the information you have provided, then provide a customized quote.

If you provide false information on your car insurance application, and you get into an accident, then your insurance company will likely deny your claim.

Enter your zip code below to view companies that have cheap auto insurance rates.

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What You Need

In order to get car insurance on short notice, you’ll need to provide personal information and information about your driving record. Here’s what you’ll need when applying for car insurance on short notice from Nationwide, for example, for every driver on your policy:

  • Social Security Number (SSN) (optional)
  • Driver’s license number
  • Driving distance to work
  • Driving violations, accidents, or claims within the last five years, including the approximate dates and details of those claims
  • Make, model, and year of your vehicle or vehicles

Once you have this information, you’re ready to get car insurance on short notice through Nationwide or any other car insurance website. Just enter your five-digit ZIP code into the form at the top of this page, then use the information you collected above to apply for a car insurance quote.

Find Discounts on Car Insurance on Short Notice

So you’re buying car insurance on short notice. That doesn’t mean you have to pay more! In fact, you can get great discounts on car insurance – even when buying on short notice.

You may qualify for the same car insurance discounts you would normally qualify for. Those car insurance discounts can include all of the following:

  • Low mileage discounts for drivers who drive under, say, 7,000 miles per year
  • Discounts for older, more experienced drivers with a clean driving record
  • Discounts for high school students or college students with good grades
  • Discounts for drivers who have taken a driver’s education course
  • Discounts for vehicles with additional safety or security systems

Buy Comprehensive or Collision Insurance on Short Notice

You can choose the type of insurance policy you wish to buy directly from the online form. You may wish to have comprehensive insurance to get full coverage of your vehicle, for example, or collision-only coverage to protect your own vehicle from damages.

If you’re trying to save money, or if you drive an older vehicle, then you may wish to have just basic liability coverage. This coverage provides legal protection on the road and covers damages you cause to other people and property. It will not cover damages to your own vehicle. However, you can reduce your premium by opting for basic liability insurance.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Conclusion: Buying Car Insurance on Short Notice Can Be Easy and Affordable

So you need car insurance quickly. That doesn’t mean you have to spend a lot of money. You can get affordable car insurance today in as little as 30 minutes. Thanks to the internet and auto insurance quote comparison forms, it’s easier than ever to buy car insurance online on short notice.

Get car insurance on short notice today! Enter your ZIP code into the form at the top of this page. Within seconds, you’ll see a minimum of 10 quotes from car insurance providers serving your area. Pick the quote that works for you, then get the coverage you need in just a few clicks.

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