Mazda RX-8 Car Insurance [Guide + Free Quotes]

Mazda RX-8 insurance rates cost on average $1,276 a year, or $106 a month. On average, Mazda RX-8 comprehensive insurance coverage costs $311, collision coverage costs $454, and liability coverage costs $360. Mazda RX-8 insurance costs around $243 less per year than the average vehicle. Good drivers can save up to $526 a year on these costs by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,276 a year or $106 each month
  • A liability-only policy costs around $511 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,664 a year or $389 each month
  • Good drivers can save as much as $526 a year by earning policy discounts
  • Mazda RX-8 insurance costs around $243 less per year than the average vehicle

Mazda RX-8 insurance rates are about $243 less per year than the average vehicle with full coverage around $1,276 a year or $106 a month. Drivers of an older Mazda RX-8 may choose to get liability coverage only which costs around $511 a year or $43 a month.

Good drivers can save up to $526 a year in policy discounts by staying safe and courteous while out on the roads. Let’s take a closer look at Mazda RX-8 insurance rates, safety features, and more.

You can start comparing quotes for Mazda RX-8 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda RX-8 Insurance Cost

The average Mazda RX-8 car insurance costs are $1,276 a year or $106 a month.

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Are Mazda RX-8s Expensive to Insure?

The chart below details how Mazda RX-8 insurance rates compare to other coupes like the Audi TT, Cadillac ATS Coupe, and Infiniti Q60.

Vehicle Comprehensive Collision Liability Total
Audi TT $382 $714 $398 $1,652
Cadillac ATS Coupe $344 $686 $398 $1,586
Infiniti Q60 $382 $744 $398 $1,682
Audi S5 $394 $864 $398 $1,814
MINI Hardtop 2 Door $282 $536 $338 $1,292
Nissan 370Z $332 $714 $450 $1,676
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda RX-8 Insurance?

The Mazda RX-8 trim and model you choose can impact the total price you will pay for Mazda RX-8 car insurance coverage.

Age of the Vehicle

The average Mazda RX-8 auto insurance rates are higher for newer models. For example, auto insurance for a 2011 Mazda RX-8 costs $1,276, while 2010 Mazda RX-8 insurance costs are $1,246, a difference of $30.

Model Year Comprehensive Collision Liability Total
2011 Mazda RX-8 $250 $408 $460 $1,276
2010 Mazda RX-8 $242 $382 $464 $1,246
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Driver Age

Driver age can have a significant impact on the cost of Mazda RX-8 auto insurance. For example, 20-year-old drivers pay approximately $1,561 each year for their Mazda RX-8 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Mazda RX-8 insurance rates. For example, drivers in Los Angeles may pay $472 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Mazda RX-8 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda RX-8 car insurance with violations on their driving record.

Mazda RX-8 Crash Test Ratings

The crash test ratings of the Mazda RX-8 can impact your Mazda RX-8 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Mazda RX-8 N/R N/R N/R 5
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda RX-8 Safety Features

Good Mazda RX-8 safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Mazda RX-8 are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes

Mazda RX-8 Finance and Insurance Cost

If you are financing a Mazda RX-8, most lenders will require your carry higher Mazda RX-8 coverages including comprehensive coverage, so be sure to compare Mazda RX-8 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Mazda RX-8 Insurance

Drivers can end up saving more money on their Mazda RX-8 car insurance rates by employing any one of the following strategies.

  • Use an Accurate Job Title When Requesting Mazda RX-8 Auto Insurance
  • Use a Service Like Turo to Rent Out Your Mazda RX-8
  • Ask About Mazda RX-8 Discounts If You Were Listed on Someone Else’s Policy
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Mazda RX-8
  • Ask About Loyalty Discounts

Top Mazda RX-8 Insurance Companies

Who is the top car insurance company for Mazda RX-8 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda RX-8 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda RX-8 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mazda RX-8 Insurance Quotes Online

You can start comparing quotes for Mazda RX-8 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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