How Much are MINI Clubman Insurance Rates?

On average MINI Clubman insurance costs $115 per month. Start saving money on your MINI Clubman insurance coverage now by following this guide. We list MINI Clubman insurance rates by age, location, and insurance company so you can find the most affordable MINI Clubman insurance policy in your area.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,382 a year or $115 each month
  • A liability-only policy costs around $554 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,051 a year or $421 each month
  • Good drivers can save as much as $570 a year by earning policy discounts
  • MINI Clubman insurance costs around $137 less per year than the average vehicle

MINI Clubman insurance rates are $115 per month for full coverage, but teen drivers could pay up to $421 per month. Continue reading to learn how you can save money on MINI Clubman insurance rates.

You can start comparing quotes for MINI Clubman insurance rates from some of the best auto insurance companies by using our free online tool now.

MINI Clubman Insurance Cost

The average MINI Clubman auto insurance rates are $1,382 a year or $115 a month.

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Are MINI Clubmans Expensive to Insure?

The chart below details how MINI Clubman insurance rates compare to other crossovers like the Toyota RAV4, Honda CR-V, and Lexus RX 450h.

Vehicle Comprehensive Collision Liability Total
MINI Clubman $320 $506 $398 $1,382
Toyota RAV4 $280 $482 $390 $1,310
Honda CR-V $280 $408 $316 $1,140
Lexus RX 450h $390 $718 $420 $1,708
Lincoln MKT $370 $626 $450 $1,626
Audi SQ5 $394 $774 $264 $1,542
Buick Envision $320 $566 $398 $1,442
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However, there are a few things you can do to find the cheapest MINI insurance rates online.

What Impacts the Cost of MINI Clubman Insurance?

You might have noticed that there is a multitude of factors that impact MINI Clubman insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the MINI Clubman.

Age of the Vehicle

Older MINI Clubman models generally cost less to insure. For example, auto insurance for a 2018 MINI Clubman costs $1,382, while 2017 MINI Clubman insurance costs are $1,376, a difference of $6.

Model Year Comprehensive Collision Liability Total
2018 MINI Clubman $320 $506 $398 $1,382
2017 MINI Clubman $308 $494 $416 $1,376
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Driver Age

Driver age can have a significant impact on MINI Clubman insurance rates. For example, 20-year-old drivers pay approximately $1,690 more each year for their MINI Clubman auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on MINI Clubman insurance rates. For example, drivers in Jacksonville may pay $829 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of MINI Clubman auto insurance. Teens and drivers in their 20’s have the highest jump in their MINI Clubman auto insurance with violations on their driving record.

MINI Clubman Safety Ratings

Your MINI Clubman auto insurance rates are tied to the MINI Clubman’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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MINI Clubman Crash Test Ratings

The crash test ratings of the MINI Clubman can impact your MINI Clubman insurance rates.

Vehicle Tested Overall Frontal Side Rollover
MINI Clubman N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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MINI Clubman Safety Features

Most drivers don’t realize that not only do MINI Clubman safety features play a vital role in keeping passengers safe in crashes, but they can also help lower MINI Clubman auto insurance rates. The MINI Clubman’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Rear Park Distance Control Rear Parking Sensors
  • Automatic Emergency Braking
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point and Pretensioners
  • Back-Up Camera

MINI Clubman Finance and Insurance Cost

If you are financing a MINI Clubman, most lenders will require your carry higher MINI Clubman coverage options including comprehensive coverage, so be sure to shop around and compare MINI Clubman insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on MINI Clubman Insurance

Save more on your MINI Clubman insurance rates. Take a look at the following five strategies that will get you the best MINI Clubman auto insurance rates possible.

  • Don’t Skimp On MINI Clubman Liability Coverage
  • Understand the Different Types of Auto Insurance for Your MINI Clubman
  • Check Your MINI Clubman Policy Carefully to Ensure All Information is Correct
  • Ask for a Higher Deductible for Your MINI Clubman Auto Insurance Policy
  • Make Sure You Use an Accredited Driver Safety Program

Top MINI Clubman Insurance Companies

Several top auto insurance companies offer competitive rates for the MINI Clubman rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with MINI Clubman drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free MINI Clubman Insurance Quotes Online

You can start comparing quotes for MINI Clubman insurance rates from some of the best auto insurance companies by using our free online tool now.

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