What is the Best Car Insurance for a Nissan Pathfinder?

Nissan Pathfinder insurance rates are $109 per month on average. State Farm and GEICO are the most popular companies in the country for Nissan Pathfinder insurance coverage, but you might find cheaper rates with a local insurance company. Start comparing Nissan Pathfinder insurance quotes online with our free tool below before you pick your policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,308 a year or $109 each month
  • A liability-only policy costs around $524 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,781 a year or $398 each month
  • Good drivers can save as much as $539 a year by earning policy discounts
  • Nissan Pathfinder insurance costs around $211 less per year than the average vehicle

Nissan Pathfinder insurance rates are about $211 less per year than the average vehicle with full coverage around $1,308 a year or $109 a month. The highest Nissan Pathfinder insurance rates are for teens who should expect to pay around $4,781 a year or $398 a month.

Good drivers can save up to $539 a year in policy discounts for following safe driving habits. Let’s take a closer look at Nissan Pathfinder insurance rates, safety ratings, and more.

You can start comparing quotes for Nissan Pathfinder car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Pathfinder Insurance Cost

The average Nissan Pathfinder auto insurance rates are $1,308 a year or $109 a month.

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Are Nissan Pathfinders Expensive to Insure?

The chart below details how Nissan Pathfinder insurance rates compare to other SUVs like the Subaru Forester, Jeep Compass, and BMW X5.

Vehicle Comprehensive Collision Liability Total
Nissan Pathfinder $308 $470 $372 $1,308
Subaru Forester $346 $512 $332 $1,326
Jeep Compass $294 $500 $372 $1,324
BMW X5 $444 $750 $372 $1,724
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Toyota Highlander $332 $512 $390 $1,392
Cadillac XT5 $376 $718 $372 $1,624
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Pathfinder Insurance?

The Nissan Pathfinder trim and model you choose will affect the total price you will pay for Nissan Pathfinder insurance coverage.

Age of the Vehicle

Older Nissan Pathfinder models generally cost less to insure. For example, car insurance for a 2020 Nissan Pathfinder costs $1,308, while 2010 Nissan Pathfinder insurance costs are $1,092, a difference of $216.

Model Year Comprehensive Collision Liability Total
2020 Nissan Pathfinder $308 $470 $372 $1,308
2019 Nissan Pathfinder $294 $452 $390 $1,294
2018 Nissan Pathfinder $282 $448 $398 $1,286
2017 Nissan Pathfinder $272 $436 $416 $1,282
2016 Nissan Pathfinder $262 $418 $430 $1,268
2015 Nissan Pathfinder $248 $404 $442 $1,252
2014 Nissan Pathfinder $238 $374 $452 $1,222
2013 Nissan Pathfinder $230 $352 $456 $1,196
2012 Nissan Pathfinder $220 $316 $460 $1,154
2011 Nissan Pathfinder $206 $292 $460 $1,116
2010 Nissan Pathfinder $198 $272 $464 $1,092
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Driver Age

Driver age can have a significant effect on Nissan Pathfinder car insurance rates. For example, 20-year-old drivers pay $1,599 more for their Nissan Pathfinder car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Pathfinder insurance rates. For example, drivers in New York may pay $798 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Pathfinder car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Pathfinder car insurance with violations on their driving record.

Nissan Pathfinder Safety Ratings

The Nissan Pathfinder’s safety ratings will affect your Nissan Pathfinder car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Nissan Pathfinder Crash Test Ratings

Not only do good Nissan Pathfinder crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Nissan Pathfinder auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2017 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2016 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Pathfinder Safety Features

The numerous safety features of the Nissan Pathfinder help contribute to lower insurance rates. The 2020 Nissan Pathfinder has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Nissan Pathfinder Insurance Loss Probability

The Nissan Pathfinder’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Nissan Pathfinder, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -1%
Property Damage 14%
Comprehensive -17%
Personal Injury 6%
Medical Payment 1%
Bodily Injury 8%
Source: Insurance Institute for Highway Safety
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Nissan Pathfinder Finance and Insurance Cost

If you are financing a Nissan Pathfinder, most lenders will require your carry higher Nissan Pathfinder coverages including comprehensive coverage, so be sure to compare Nissan Pathfinder car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Nissan Pathfinder Insurance

You have more options at your disposal to save money on your Nissan Pathfinder auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Nissan Pathfinder car insurance rates

  • Start Searching for New Nissan Pathfinder Car Insurance a Month Before Your Renewal
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Tell Your Insurer About Different Drivers or Uses for Your Nissan Pathfinder
  • Use a Service Like Turo to Rent Out Your Nissan Pathfinder
  • Talk to Your Credit Card Company to Save on Rental Car Costs

Top Nissan Pathfinder Insurance Companies

Who is the best company for Nissan Pathfinder insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Pathfinder insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Pathfinder offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Pathfinder Insurance Quotes Online

You can start comparing quotes for Nissan Pathfinder insurance from some of the top car insurance companies by using our free online tool today.

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