How Much is Insurance on a Subaru Impreza?

Subaru Impreza insurance rates are $1,428 a year, or $119 a month on average. A liability-only policy costs around $572 a year or $48 each month. Subaru Impreza insurance costs around $91 less per year than the average vehicle. Good drivers can save up to $589 a year by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,428 a year or $119 each month
  • A liability-only policy costs around $572 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,219 a year or $435 each month
  • Good drivers can save as much as $589 a year by earning policy discounts
  • Subaru Impreza insurance costs around $91 less per year than the average vehicle

Subaru Impreza insurance rates are $119 per month for full coverage and $48 per month for liability-only coverage. Teen drivers could pay up to $435 per month. Parents can save money on Subaru Impreza insurance rates through policy discounts. Continue reading to learn more.

You can start comparing quotes for Subaru Impreza insurance rates from some of the best auto insurance companies by using our free online tool now.

Subaru Impreza Insurance Cost

The average Subaru Impreza auto insurance rates are $1,428 a year or $119 a month.

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Are Subaru Imprezas Expensive to Insure?

The chart below details how Subaru Impreza insurance rates compare to other sedans like the Chrysler 300, Ford Taurus, and Lincoln MKZ.

Vehicle Comprehensive Collision Liability Total
Subaru Impreza $336 $562 $372 $1,428
Chrysler 300 $332 $626 $398 $1,514
Ford Taurus $344 $596 $398 $1,496
Lincoln MKZ $320 $686 $450 $1,636
Volkswagen Passat $332 $600 $390 $1,480
Audi S4 $370 $744 $338 $1,588
Audi S3 $356 $744 $264 $1,474
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However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru Impreza Insurance?

The Subaru Impreza trim and model you choose can impact the total price you will pay for Subaru Impreza insurance coverage.

Age of the Vehicle

The average Subaru Impreza insurance rates are higher for newer models. For example, auto insurance for a 2020 Subaru Impreza costs $1,428, while 2010 Subaru Impreza insurance costs are $1,166, a difference of $262.

Model Year Comprehensive Collision Liability Total
2020 Subaru Impreza $336 $562 $372 $1,428
2019 Subaru Impreza $320 $542 $390 $1,410
2018 Subaru Impreza $306 $536 $398 $1,398
2017 Subaru Impreza $296 $524 $416 $1,394
2016 Subaru Impreza $286 $502 $430 $1,376
2015 Subaru Impreza $270 $484 $442 $1,354
2014 Subaru Impreza $260 $450 $452 $1,320
2013 Subaru Impreza $250 $424 $456 $1,288
2012 Subaru Impreza $240 $380 $460 $1,238
2011 Subaru Impreza $224 $350 $460 $1,192
2010 Subaru Impreza $216 $328 $464 $1,166
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Driver Age

Driver age can have a significant impact on Subaru Impreza auto insurance rates. As an example, a 40-year-old driver could pay $151 less each month for their Subaru Impreza auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Subaru Impreza insurance rates. For example, drivers in New York may pay $871 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Subaru Impreza auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru Impreza auto insurance rates with violations on their driving record.

Subaru Impreza Safety Ratings

Your Subaru Impreza insurance rates are influenced by the safety ratings of the Subaru Impreza. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Subaru Impreza Crash Test Ratings

Not only do good Subaru Impreza crash test ratings mean you are better protected in a crash, but good Subaru Impreza crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2020 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2019 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2019 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2018 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Subaru Impreza SW AWD 5 stars 5 stars 5 stars 5 stars
2017 Subaru Impreza 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Subaru Impreza SW AWD 5 stars 4 stars 5 stars 5 stars
2016 Subaru Impreza 4 DR AWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Subaru Impreza Safety Features

Most drivers don’t realize that not only do Subaru Impreza safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Subaru Impreza auto insurance rates. The Subaru Impreza’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Subaru Impreza Insurance Loss Probability

The Subaru Impreza’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Subaru Impreza, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -20%
Comprehensive 10%
Personal Injury -21%
Medical Payment -22%
Bodily Injury -19%
Source: Insurance Institute for Highway Safety
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Subaru Impreza Finance and Insurance Cost

If you are financing a Subaru Impreza, you will pay more if you purchase Subaru Impreza auto insurance at the dealership, so be sure to shop around and compare Subaru Impreza auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Subaru Impreza Insurance

If you want to reduce the cost of your Subaru Impreza insurance rates, follow these tips below:

  • Remove Unnecessary Insurance Once Your Subaru Impreza is Paid Off
  • Park Your Subaru Impreza Somewhere Safe – like a Garage or Private Driveway
  • Compare Subaru Impreza Quotes for Free Online
  • Watch Your Insurer Closely When Your Subaru Impreza Needs Repairs
  • Compare Subaru Impreza Quotes Online

Top Subaru Impreza Insurance Companies

The best auto insurance companies for Subaru Impreza insurance rates will offer competitive rates, discounts, and account for the Subaru Impreza’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Subaru Impreza Insurance Quotes Online

You can start comparing quotes for Subaru Impreza insurance rates from some of the best auto insurance companies by using our free online tool now.

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