Toyota C-HR Insurance Cost Estimate [Everything You Need to Know]

Toyota C-HR insurance rates are around $91 a month. Lower your Toyota C-HR insurance costs by maintaining a good driving record and taking young drivers off your insurance policy. State Farm and GEICO are the most popular companies for Toyota C-HR insurance coverage, but you should compare Toyota C-HR insurance quotes online before choosing your auto policy. Enter your ZIP code below to compare rates now.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,092 a year or $91 each month
  • A liability-only policy costs around $438 a year or $37 each month
  • Highest rates are for teenage drivers at around $3,991 a year or $333 each month
  • Good drivers can save as much as $450 a year by earning policy discounts
  • Toyota C-HR insurance costs around $427 less per year than the average vehicle

Toyota C-HR insurance rates are about $427 less per year than the average vehicle with full coverage costing around $1,092 a year or $91 a month. The highest rates are for teens who will pay around $3,991 a year or $333 a month as they’re considered to be high-risk.

Good drivers can save up to $450 a year in policy discounts by being safe and courteous while out on the roads. We’re going to take a quick look at Toyota C-HR insurance rates, safety ratings, and more.

You can start comparing quotes for Toyota C-HR car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota C-HR Insurance Cost

The average Toyota C-HR auto insurance costs are $1,092 a year or $91 a month.

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Are Toyota C-HRs Expensive to Insure?

The chart below details how Toyota C-HR insurance rates compare to other crossovers like the Hyundai Kona, Infiniti QX30, and Ford Escape.

Vehicle Comprehensive Collision Liability Total
Toyota C-HR $266 $470 $246 $1,092
Hyundai Kona $280 $500 $316 $1,232
Infiniti QX30 $344 $686 $398 $1,586
Ford Escape $280 $438 $316 $1,170
Kia Sportage $280 $470 $372 $1,280
Lexus RX 450h $390 $718 $420 $1,708
Buick Envision $320 $566 $398 $1,442
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota C-HR Insurance?

Even though the average annual rate for the Toyota C-HR is $1,092, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota C-HR.

Age of the Vehicle

Older Toyota C-HR models generally cost less to insure. For example, car insurance rates for a 2020 Toyota C-HR are $1,092, while 2018 Toyota C-HR rates are $1,066, a difference of $26.

Model Year Comprehensive Collision Liability Total
2020 Toyota C-HR $266 $470 $246 $1,092
2019 Toyota C-HR $254 $452 $258 $1,074
2018 Toyota C-HR $244 $448 $264 $1,066
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Driver Age

Driver age can have a significant effect on the cost of Toyota C-HR car insurance. For example, a 20-year-old driver could pay around $111 more each month for their Toyota C-HR car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Toyota C-HR insurance rates. For example, drivers in Los Angeles may pay $939 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Toyota C-HR auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota C-HR car insurance with violations on their driving record.

Toyota C-HR Safety Ratings

Your Toyota C-HR car insurance rates are influenced by the safety ratings of the Toyota C-HR. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota C-HR Crash Test Ratings

Toyota C-HR crash test ratings can impact your Toyota C-HR car insurance rates. See Toyota C-HR crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2019 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2018 Toyota C-HR 5 HB FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota C-HR Safety Features

The Toyota C-HR safety features can help lower insurance costs. According to AutoBlog, the 2020 Toyota C-HR has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Toyota C-HR Finance and Insurance Cost

If you are financing a Toyota C-HR, most lenders will require your carry higher Toyota C-HR coverage options including comprehensive coverage, so be sure to shop around and compare Toyota C-HR auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Toyota C-HR Insurance

There are several ways you can save even more on your Toyota C-HR car insurance rates. Take a look at the following five tips:

  • Ask About Loyalty Discounts
  • Remove Unnecessary Insurance Once Your Toyota C-HR is Paid Off
  • Ask About Toyota C-HR Low Mileage Discounts
  • Consider Using a Tracking Device on Your Toyota C-HR
  • Move to the Countryside

Top Toyota C-HR Insurance Companies

Who is the best auto insurance company for Toyota C-HR insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota C-HR auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota C-HR offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota C-HR Insurance Quotes Online

You can start comparing quotes for Toyota C-HR insurance from some of the top car insurance companies by using our free online tool today.

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