Compare Cheap Toyota Camry Insurance Quotes

The average Toyota Camry insurance rates are $119 a month, but where you live and the year of your Camry will determine the price you pay for Toyota Camry insurance coverage. Use our free tool below to compare cheap Toyota Camry insurance quotes online. Start comparing now to save money on your Toyota Camry auto insurance.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,432 a year or $119 each month
  • A liability-only policy costs around $574 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,234 a year or $436 each month
  • Good drivers can save as much as $590 a year by earning policy discounts
  • Toyota Camry insurance costs around $87 less per year than the average vehicle

Toyota Camry insurance rates are slightly less than the average vehicle with full coverage costing around $1,432 a year or $119 a month. Teens have the highest rates of around $5,234 a year or $436 a month.

Good drivers save up to $590 by being safe on the roadways. Let’s look at Toyota Camry insurance rates, safety ratings, and more.

You can start comparing quotes for Toyota Camry car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Camry Insurance Cost

The average Toyota Camry car insurance costs are $1,432 a year or $119 a month.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Are Toyota Camrys Expensive to Insure?

The chart below details how Toyota Camry insurance rates compare to other sedans like the Toyota Avalon, Chevrolet Impala, and Audi S3.

Vehicle Comprehensive Collision Liability Total
Toyota Camry $308 $594 $372 $1,432
Toyota Avalon $320 $536 $338 $1,330
Chevrolet Impala $280 $532 $372 $1,342
Audi S3 $356 $744 $264 $1,474
Ford Fusion $336 $626 $372 $1,492
Buick Regal $306 $536 $398 $1,398
Audi A3 $282 $566 $398 $1,404
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Camry Insurance?

The Toyota Camry trim and model you choose can impact the total price you will pay for Toyota Camry insurance coverage.

Age of the Vehicle

The average Toyota Camry auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Toyota Camry cost $1,432, while 2010 Toyota Camry rates are $1,166, a difference of $266.

Model Year Comprehensive Collision Liability Total
2020 Toyota Camry $308 $594 $372 $1,432
2019 Toyota Camry $294 $570 $390 $1,412
2018 Toyota Camry $282 $566 $398 $1,404
2017 Toyota Camry $272 $552 $416 $1,398
2016 Toyota Camry $262 $530 $430 $1,380
2015 Toyota Camry $248 $512 $442 $1,360
2014 Toyota Camry $238 $474 $452 $1,322
2013 Toyota Camry $230 $446 $456 $1,290
2012 Toyota Camry $220 $400 $460 $1,238
2011 Toyota Camry $206 $368 $460 $1,192
2010 Toyota Camry $198 $346 $464 $1,166
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on the cost of Toyota Camry car insurance. For example, 30-year-old drivers pay approximately $63 more for their Toyota Camry car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota Camry insurance rates. For example, drivers in Houston may pay $1,055 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Camry car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Camry car insurance with violations on their driving record.

Toyota Camry Safety Ratings

Your Toyota Camry car insurance rates are tied to the safety ratings of the Toyota Camry. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Toyota Camry Crash Test Ratings

The crash test ratings of the Toyota Camry can impact your Toyota Camry car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Camry Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Toyota Camry 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Toyota Camry Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Toyota Camry 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Toyota Camry HV 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2017 Toyota Camry 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Toyota Camry HV 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Toyota Camry 4 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Toyota Camry Safety Features

The Toyota Camry safety features can help lower insurance costs. According to US News, the 2020 Toyota Camry has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Toyota Camry Insurance Loss Probability

The lower percentage means lower Toyota Camry car insurance rates; higher percentages mean higher Toyota Camry auto insurance rates. Insurance loss probability on the Toyota Camry fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision 10%
Property Damage -6%
Comprehensive 2%
Personal Injury 48%
Medical Payment 45%
Bodily Injury 7%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Toyota Camry Finance and Insurance Cost

If you are financing a Toyota Camry, most lenders will require your carry higher Toyota Camry coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Camry car insurance quotes from the best companies using our FREE tool below.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Ways to Save on Toyota Camry Insurance

You can save more money on your Toyota Camry auto insurance rates by employing any of the following five strategies.

  • Ask About Farm and Ranch Vehicle Discounts
  • Get Cheaper Toyota Camry Car Insurance Rates as a Full-Time Parent
  • Ask About Toyota Camry Discounts If You Were Listed on Someone Else’s Policy
  • Understand the Different Types of Auto Insurance for Your Toyota Camry
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts

Top Toyota Camry Insurance Companies

Who is the top auto insurance company for Toyota Camry insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Camry auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Camry offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Toyota Camry Insurance Quotes Online

You can start comparing quotes for Toyota Camry auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption