Calculate Your Auto Insurance Rates

Automobile Insurance Calculators: How To Use Them and Why They’re Important

Shopping for auto insurance, as little as 10 years ago, used to be quite a fiasco. Finding appropriate coverage at a price you could afford certainly wasn’t as easy as it is today. Not only do we now have access to a seemingly endless library of information on the subject, but there’s also a variety online tools that make it easy to pinpoint the best deals on car insurance. Automobile insurance calculation programs, like the one on, are one such tool.

Insurance Calculator

What is a car insurance calculator?

The best way to explain how these babies work is to show you firsthand. Right at the top of this page is a tool you can use to calculate your insurance costs and to compare insurance quotes. You can try it out right now if you’d like, and it only takes a few minutes. However if you aren’t that adventurous, let me explain further, before you give it a test run.

Automobile insurance calculators are used to help consumers, like you, determine how much auto coverage you need, and what features are most appropriate for you. Better yet, you’ll be connected with multiple car insurance providers, offering their most competitive rates.

How Do They Work?

Insurance calculators were designed with simplicity and ease of use in mind so that everyone could use them. Within moments you’ll end up a handful of highly qualified insurance providers to choose from, but first you need to tell the calculator what to look for.

Calculate Your Car Insurance Online in 3 Easy Steps:

1.Fill Out Our Short Form – You’ll then be asked to provide some very basic details about yourself, and it starts by entering your zip code above (five digits in the United States). This information will be used to determine state insurance requirements, and to match you with auto insurance companies, but local and national.

2.Compare Quotes – The insurance tool begins by creating an auto coverage package that fits your unique style and needs. With the best of the best to choose from, making a decision on auto insurance is stress-free.  After all, you can’t go wrong if every insurance company you are comparing is both affordable and reputable!

3.Start Saving – You’ll finally be presented with a handful of quotes. Special discounts, special features, and other savings will automatically figured into the price. With our car insurance calculator, it isn’t unusual for drivers to save 30% or more on their auto insurance premiums.  You just have to test it out!

save money on your car insuranceAs you can see, insurance calculators are much faster than the traditional way of buying auto coverage. Calling multiple insurance companies, just to wait on hold, or visiting many local insurance offices, which could take days, are things of the past. When car insurance companies have no choice but to offer you their best rates, you will save a lot of money.

Additional Resources:

  • The Hartford – their coverage guide can help determine the right auto insurance coverage for you
  • Yahoo – Determine an insurance coverage level that is right for you.
  • Liberty Mutual – Consider these factors when choosing coverages and policy limits.


  Comments: 4

  1. Tamara Lubenski

    Definitely a good idea to explain how these calculators work.
    It became so easy to get quotes online that nobody should be afraid anymore to use them.

  2. Leslie Gabriella

    For a 10 year old Corolla on liability only you might pay monthly betw $50 and $100.
    For a brand new 911 4 Carrera Cabriolet on a fully Comp you might have to pay perhaps 30 grand a year, maybe a bit less, maybe more, who knows.

  3. Sorry-no one can answer that question but insurance company-it can very from 800 per 6 months to 1400.Depends on type of car-what coverage required-is vehicle financed-your age bracket and single.

  4. Baron Matthews

    Will low cost insurance which is provided by the government suffice our needs or do I have to opt for the high cost insurance instead. I want to make sure before I make any decisions. It’s better to be safe than sorry.

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