Best Acura ILX Insurance Rates [Cheap Coverage Guide]

Acura ILX insurance costs $120/mo or $1,442/yr, which is around $6.42 less per month or $77 less per year than other cars. Comprehensive coverage costs $29.25/mo or $351/yr, collision costs $43/mo or $513/mo, and liability costs $34/mo or $407/yr for Acura ILX insurance. For teenage drivers, Acura ILX insurance costs $439/mo or $5,271/yr.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 7, 2020

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Key takeaways:

  • Full coverage costs around $1,442 a year or $120 each month
  • A liability-only policy costs around $578 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,271 a year or $439 each month
  • Good drivers can save as much as $595 a year by earning policy discounts
  • Acura ILX insurance costs around $77 less per year than the average vehicle

Acura ILX insurance rates are slightly less than the average vehicle with full coverage costing around $1,442 a year or $120 a month. The highest rates are for teens who’ll pay around $5,271 a year or $439 a month, as they’re considered to be high-risk.

Good drivers can save up to $595 a year in policy discounts by practicing safe driving habits. Let’s look at Acura ILX insurance rates, crash test ratings, and more.

You can start comparing quotes for Acura ILX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura ILX Insurance Cost

The average Acura ILX car insurance rates are $1,442 a year or $120 a month.


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Are Acura ILXs Expensive to Insure?

The chart below details how Acura ILX insurance rates compare to other sedans like the Hyundai Sonata, Audi S3, and Audi S4.

VehicleComprehensiveCollisionLiabilityTotal
Acura ILX$320$566$398$1,442
Hyundai Sonata$294$532$420$1,426
Audi S3$356$744$264$1,474
Audi S4$370$744$338$1,588
Ford Focus$244$536$398$1,336
Chevrolet Cruze$308$594$372$1,432
Chevrolet Blazer$376$688$316$1,516

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura ILX Insurance?

The Acura ILX trim and model you choose can impact the total price you will pay for Acura ILX car insurance coverage.

Age of the Vehicle

The average Acura ILX auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Acura ILX costs $1,442, while 2013 Acura ILX insurance costs are $1,320, a difference of $122.

Model YearComprehensiveCollisionLiabilityTotal
2018 Acura ILX$320$566$398$1,442
2017 Acura ILX$308$552$416$1,434
2016 Acura ILX$298$530$430$1,416
2015 Acura ILX$282$512$442$1,394
2014 Acura ILX$270$474$452$1,354
2013 Acura ILX$260$446$456$1,320

Driver Age

Driver age can have a significant impact on the cost of Acura ILX auto insurance. For example, 20-year-old drivers pay as much as $1,827 more each year for their Acura ILX auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Acura ILX insurance rates. For example, drivers in Los Angeles may pay $206 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on your Acura ILX car insurance rates. Teens and drivers in their 20’s see the highest jump in their Acura ILX car insurance with violations on their driving record.

Acura ILX Safety Ratings

Your Acura ILX auto insurance rates are influenced by the Acura ILX’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Acura ILX Crash Test Ratings

Not only do good Acura ILX crash test ratings mean you are better protected in a crash, but good Acura ILX crash ratings also mean cheaper insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Acura ILX 4 DR FWD5 stars4 stars5 stars4 stars
2019 Acura ILX 4 DR FWD5 stars4 stars5 stars4 stars
2018 Acura ILX 4 DR FWD5 stars4 stars5 stars4 stars
2017 Acura ILX 4 DR FWD5 stars4 stars5 stars4 stars
2016 Acura ILX 4 DR FWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Acura ILX Safety Features

The safety features of the Acura ILX can impact your Acura ILX car insurance rates. The Acura ILX has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura ILX Insurance Loss Probability

The lower percentage means lower Acura ILX auto insurance rates; higher percentages mean higher Acura ILX car insurance rates. The Acura ILX’s insurance loss probability varies for each form of coverage.

Insurance Coverage CategoryLoss Rate
Collision-4%
Property Damage-6%
Comprehensive-17%
Personal Injury12%
Medical Payment11%
Bodily Injury-3%
Source: Insurance Institute for Highway Safety

Acura ILX Finance and Insurance Cost

If you are financing a Acura ILX, you will pay more if you purchase Acura ILX auto insurance at the dealership, so be sure to shop around and compare Acura ILX auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Acura ILX Insurance

There are several ways you can save even more on your Acura ILX car insurance rates. Take a look at the following five tips:

  • Move to an Area with Better Weather
  • Remove Young Drivers from Your Acura ILX Insurance When They Move Out or Go to School
  • Start Searching for New Acura ILX Car Insurance a Month Before Your Renewal
  • Reduce Modifications on Your Acura ILX
  • Buy a Acura ILX with an Anti-Theft Device

Top Acura ILX Insurance Companies

Who is the best auto insurance company for Acura ILX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura ILX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura ILX offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Acura ILX Insurance Quotes Online

You can start comparing quotes for Acura ILX auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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