Acura RDX Auto Insurance [List of Money Saving Tips]

Comparison shopping for Acura RDX auto insurance is the easiest way to save money on your personal Acura RDX insurance rates. Your driving record and the age of your vehicle will impact your free Acura RDX insurance quote, but you can still save money on your Acura RDX insurance coverage by taking advantage of the auto insurance discounts listed below.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 8, 2020

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Key takeaways:

  • Full coverage costs around $1,292 a year or $108 each month
  • A liability-only policy costs around $518 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,722 a year or $394 each month
  • Good drivers can save as much as $533 a year by earning policy discounts
  • Acura RDX insurance costs around $227 less per year than the average vehicle

Acura RDX insurance rates are much cheaper than the average vehicle, partly due to its good safety ratings. Full coverage costs around $1,292 a year or $108 a month, but drivers of an older Acura RDX may decide to only get liability coverage which averages $518 a year or $43 a month.

Good drivers can save up to $533 a year by practicing safe driving habits. Let’s dig into Acura RDX insurance rates, crash test ratings, and more.

You can start comparing quotes for Acura RDX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura RDX Insurance Cost

The average Acura RDX auto insurance rates are $1,292 a year or $108 a month.


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Are Acura RDXs Expensive to Insure?

The chart below details how Acura RDX insurance rates compare to other SUVs like the Volvo XC90, Volvo XC60, and Kia Telluride.

VehicleComprehensiveCollisionLiabilityTotal
Acura RDX$308$532$316$1,292
Volvo XC90$346$600$390$1,494
Volvo XC60$306$536$338$1,316
Kia Telluride$376$688$316$1,516
Ford Explorer$308$470$372$1,308
Jeep Wrangler$280$376$420$1,256
BMW X5$444$750$372$1,724

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura RDX Insurance?

Even though the average annual rate for the Acura RDX is $1,292, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Acura RDX.

Age of the Vehicle

Older Acura RDX models generally cost less to insure. For example, car insurance rates for a 2020 Acura RDX are $1,292, while 2010 Acura RDX rates are $1,038, a difference of $254.

Model YearComprehensiveCollisionLiabilityTotal
2020 Acura RDX$308$532$316$1,292
2019 Acura RDX$294$512$332$1,274
2018 Acura RDX$282$506$338$1,262
2017 Acura RDX$272$494$354$1,256
2016 Acura RDX$262$474$364$1,236
2015 Acura RDX$248$458$376$1,218
2014 Acura RDX$238$424$384$1,182
2013 Acura RDX$230$400$388$1,154
2012 Acura RDX$220$358$390$1,104
2011 Acura RDX$206$330$390$1,062
2010 Acura RDX$198$310$394$1,038

Driver Age

Driver age can have a significant effect on Acura RDX car insurance rates. For example, 20-year-old drivers pay $1,580 more for their Acura RDX car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Acura RDX insurance rates. For example, drivers in New York may pay $336 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Acura RDX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura RDX auto insurance rates with violations on their driving record.

Acura RDX Safety Ratings

Your Acura RDX car insurance rates are influenced by the safety ratings of the Acura RDX. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Acura RDX Crash Test Ratings

Not only do good Acura RDX crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Acura RDX auto insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Acura RDX SUV FWD5 stars4 stars5 stars4 stars
2020 Acura RDX SUV AWD5 stars4 stars5 stars4 stars
2019 Acura RDX 4 DR FWD5 stars4 stars5 stars4 stars
2019 Acura RDX 4 DR AWD5 stars4 stars5 stars4 stars
2018 Acura RDX SUV FWD5 stars5 stars5 stars4 stars
2018 Acura RDX SUV AWD5 stars5 stars5 stars4 stars
2017 Acura RDX SUV FWD5 stars5 stars5 stars4 stars
2017 Acura RDX SUV AWD5 stars5 stars5 stars4 stars
2016 Acura RDX SUV FWD5 stars5 stars5 stars4 stars
2016 Acura RDX SUV AWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Acura RDX Safety Features

Most drivers don’t realize that not only do Acura RDX safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Acura RDX auto insurance rates. The Acura RDX’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura RDX Insurance Loss Probability

Another contributing factor that plays a direct role in Acura RDX insurance rates is the loss probability for each type of coverage.

Insurance Coverage CategoryLoss Rate
Collision-36%
Property Damage-25%
Comprehensive-43%
Personal Injury-33%
Medical Payment-33%
Bodily Injury-29%
Source: Insurance Institute for Highway Safety

Acura RDX Finance and Insurance Cost

If you are financing a Acura RDX, most lenders will require your carry higher Acura RDX coverage options including comprehensive coverage, so be sure to shop around and compare Acura RDX car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Acura RDX Insurance

You can save more money on your Acura RDX auto insurance rates by employing any of the following five strategies.

  • Ask for a Higher Deductible for Your Acura RDX Insurance Policy
  • Move to an Area with Better Weather
  • Remove Young Drivers from Your Acura RDX Insurance Plan
  • Save Money on Young Driver Acura RDX Insurance By Mentioning Grades or GPA
  • Pay Your Acura RDX Insurance Upfront

Top Acura RDX Insurance Companies

The best auto insurance companies for Acura RDX car insurance rates will offer competitive rates, discounts, and account for the Acura RDX’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Acura RDX Insurance Quotes Online

You can start comparing quotes for Acura RDX auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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