Are Mazda CX-3s Expensive to Insure? [Comprehensive Guide]

Average Mazda CX-3 car insurance rates cost $112 per month ($1,338 per year). You can find cheap Mazda CX-3 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $786 a year.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 28, 2020

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Key takeaways:

  • Full coverage costs around $1,338 a year or $112 each month
  • A liability-only policy costs around $536 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,890 a year or $408 each month
  • Good drivers can save as much as $552 a year by earning policy discounts
  • Mazda CX-3 insurance costs around $181 less per year than the average vehicle

Mazda CX-3 insurance rates are about $181 less per year than the average vehicle with full coverage costing around $1,338 a year or $112 a month. The highest rates are for teens who will pay around $4,890 a year or $408 a month as they’re considered to be high-risk with little driving experience.

Good drivers save up to $552 a year in policy discounts by practicing safe driving habits. Let’s take a look at Mazda CX-3 insurance rates, safety ratings, and more.

You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda CX-3 Insurance Cost

The average Mazda CX-3 car insurance rates are $1,338 a year or $112 a month.


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Are Mazda CX-3s Expensive to Insure?

The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Audi SQ5, Toyota RAV4, and Lincoln MKC.

VehicleComprehensiveCollisionLiabilityTotal
Mazda CX-3$308$500$372$1,338
Audi SQ5$394$774$264$1,542
Toyota RAV4$280$482$390$1,310
Lincoln MKC$306$596$398$1,458
FIAT 500X$256$506$450$1,392
Hyundai Tucson$294$470$372$1,294
Hyundai Kona$280$500$316$1,232

However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda CX-3 Insurance?

The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 insurance coverage.

Age of the Vehicle

The average Mazda CX-3 car insurance rates are higher for newer models. For example, car insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.

Model YearComprehensiveCollisionLiabilityTotal
2020 Mazda CX-3$308$500$372$1,338
2019 Mazda CX-3$294$482$390$1,324
2018 Mazda CX-3$282$478$398$1,316
2017 Mazda CX-3$272$466$416$1,312
2016 Mazda CX-3$262$446$430$1,296

Driver Age

Driver age can have a significant effect on the cost of Mazda CX-3 car insurance. For example, a 20-year-old driver could pay around $136 more each month for their Mazda CX-3 car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in Los Angeles may pay $1,151 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Mazda CX-3 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 car insurance with violations on their driving record.

Mazda CX-3 Safety Ratings

The Mazda CX-3’s safety ratings will affect your Mazda CX-3 auto insurance rates. See the chart below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Mazda CX-3 Crash Test Ratings

Mazda CX-3 crash test ratings can impact your Mazda CX-3 car insurance rates. See Mazda CX-3 crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Mazda CX-30 SUV FWD5 stars5 stars5 stars4 stars
2020 Mazda CX-30 SUV AWD5 stars5 stars5 stars4 stars
2020 Mazda CX-3 SUV FWD5 stars5 stars5 stars4 stars
2020 Mazda CX-3 SUV AWD5 stars5 stars5 stars4 stars
2019 Mazda CX-3 SUV FWD5 stars5 stars5 stars4 stars
2019 Mazda CX-3 SUV AWD5 stars5 stars5 stars4 stars
2018 Mazda CX-3 SUV FWD5 stars5 stars5 stars4 stars
2018 Mazda CX-3 SUV AWD5 stars5 stars5 stars4 stars
2017 Mazda CX-3 SUV FWD5 stars5 stars5 stars4 stars
2017 Mazda CX-3 SUV AWD5 stars5 stars5 stars4 stars
2016 Mazda CX-3 SUV FWD5 stars5 stars5 stars4 stars
2016 Mazda CX-3 SUV AWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Mazda CX-3 Safety Features

The safety features of the Mazda CX-3 can impact your Mazda CX-3 car insurance rates. The Mazda CX-3 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Cross-Traffic Alert

Mazda CX-3 Finance and Insurance Cost

If you are financing a Mazda CX-3, you will pay more if you purchase Mazda CX-3 car insurance at the dealership, so be sure to shop around and compare Mazda CX-3 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mazda CX-3 Insurance

If you want to reduce the cost of your Mazda CX-3 insurance rates, follow these tips below:

  • Ask Your Insurance Company About Mazda CX-3 Discounts
  • Compare Apples to Apples When Comparing Mazda CX-3 Insurance Quotes and Policies
  • Check the Odometer on Your Mazda CX-3
  • Reduce Your Coverage on an Older Mazda CX-3
  • Ask About Seasonal Insurance for Your Mazda CX-3

Top Mazda CX-3 Insurance Companies

Several insurance companies offer competitive rates for the Mazda CX-3 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Mazda CX-3 drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Mazda CX-3 Insurance Quotes Online

You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.

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