Best Honda Odyssey Insurance Rates [How to Find Low Rates Online]

Average Honda Odyssey car insurance rates cost $1,342 a year, or around $112 a month. Finding Honda Odyssey teenager insurance rates can cost on average $4,905 a year, so shop around to find cheap coverage.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 28, 2020

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Key takeaways:

  • Full coverage costs around $1,342 a year or $112 each month
  • A liability-only policy costs around $538 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,905 a year or $409 each month
  • Good drivers can save as much as $553 a year by earning policy discounts
  • Honda Odyssey insurance costs around $177 less per year than the average vehicle

Honda Odyssey insurance rates are about $177 less per year than the average vehicle with full coverage costing around $1,342 a year or $112 a month. Teens have the highest ratings at around $4,905 a year or $409 a month.

Good drivers can save up to $553 a year in policy discounts by staying safe and courteous while out on the roadways. Let’s take a closer look at Honda Odyssey insurance rates, safety ratings, and more.

You can start comparing quotes for Honda Odyssey car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Odyssey Insurance Cost

The average Honda Odyssey car insurance rates are $1,342 a year or $112 a month.


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Are Honda Odysseys Expensive to Insure?

The chart below details how Honda Odyssey insurance rates compare to other vans like the Chrysler Pacifica, Kia Sedona, and Dodge Grand Caravan.

VehicleComprehensiveCollisionLiabilityTotal
Honda Odyssey$280$532$372$1,342
Chrysler Pacifica$348$532$316$1,332
Kia Sedona$282$448$338$1,204
Dodge Grand Caravan$308$438$372$1,276
Toyota Sienna$294$532$372$1,356

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Odyssey Insurance?

You might have noticed that there is a multitude of factors that impact Honda Odyssey car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Honda Odyssey.

Age of the Vehicle

The average Honda Odyssey car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Honda Odyssey are $1,342, while 2010 Honda Odyssey rates are $1,112, a difference of $230.

Model YearComprehensiveCollisionLiabilityTotal
2020 Honda Odyssey$280$532$372$1,342
2019 Honda Odyssey$268$512$390$1,328
2018 Honda Odyssey$256$506$398$1,318
2017 Honda Odyssey$248$494$416$1,316
2016 Honda Odyssey$240$474$430$1,302
2015 Honda Odyssey$226$458$442$1,284
2014 Honda Odyssey$218$424$452$1,252
2013 Honda Odyssey$208$400$456$1,222
2012 Honda Odyssey$200$358$460$1,176
2011 Honda Odyssey$188$330$460$1,136
2010 Honda Odyssey$180$310$464$1,112

Driver Age

Driver age can have a significant impact on Honda Odyssey auto insurance rates. As an example, a 40-year-old driver could pay $142 less each month for their Honda Odyssey auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Honda Odyssey insurance rates. For example, drivers in Los Angeles may pay $1,154 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Honda Odyssey auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Honda Odyssey car insurance with violations on their driving record.

Honda Odyssey Safety Ratings

The Honda Odyssey’s safety ratings will affect your Honda Odyssey car insurance rates. See the chart below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Honda Odyssey Crash Test Ratings

Poor Honda Odyssey crash test ratings could mean higher Honda Odyssey car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2019 Honda Odyssey VAN FWD5 stars5 stars5 stars4 stars
2018 Honda Odyssey VAN FWD5 stars5 stars5 stars4 stars
2017 Honda Odyssey VAN FWD5 stars5 stars5 stars4 stars
2016 Honda Odyssey VAN FWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Honda Odyssey Safety Features

The more safety features you have on your Honda Odyssey, the more likely it is that you can earn a discount. The Honda Odyssey’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Honda Odyssey Insurance Loss Probability

The Honda Odyssey’s insurance loss probability varies between different coverage types. The lower percentage means lower Honda Odyssey auto insurance costs; higher percentages mean higher Honda Odyssey auto insurance costs.

Insurance Coverage CategoryLoss Rate
Collision-22%
Property Damage-17%
Comprehensive-25%
Personal Injury-18%
Medical Payment-22%
Bodily Injury-29%
Source: Insurance Institute for Highway Safety

Honda Odyssey Finance and Insurance Cost

When financing a Honda Odyssey, most lenders will require your carry higher Honda Odyssey coverage options including comprehensive coverage, so be sure to shop around and compare Honda Odyssey car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Honda Odyssey Insurance

Drivers can end up saving more money on their Honda Odyssey car insurance rates by employing any one of the following strategies.

  • Pay Your Bills On Time — Especially Honda Odyssey Payments and Insurance
  • Ask About Usage-Based Insurance for Your Honda Odyssey
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Ask About Welcome Discounts
  • Ask About Honda Odyssey Discounts If You Were Listed on Someone Else’s Policy

Top Honda Odyssey Insurance Companies

Who is the top auto insurance company for Honda Odyssey insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Odyssey auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Odyssey offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Honda Odyssey Insurance Quotes Online

You can start comparing quotes for Honda Odyssey car insurance rates from some of the best car insurance companies by using our free online tool now.

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