Best Lincoln MKC Insurance Rates [Guide + Free Quotes]

Getting Lincoln MKC insurance quotes will cost on average $122 per month ($1,458 per year). Comprehensive, collision, and liability insurance cost around $355, $518, and $411, respectively.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 28, 2020

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Key takeaways:

  • Full coverage costs around $1,458 a year or $122 each month
  • A liability-only policy costs around $585 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,329 a year or $444 each month
  • Good drivers can save as much as $601 a year by earning policy discounts
  • Lincoln MKC insurance costs around $61 less per year than the average vehicle

Lincoln MKC insurance rates are about $61 less per year than the average vehicle with full coverage costing around $1,458 a year or $122 a month. The highest rates are for teens who will pay around $5,329 a year or $444 a month.

Good drivers can save up to $601 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Lincoln MKC insurance rates, crash test ratings, and more.

You can start comparing quotes for Lincoln MKC car insurance rates from some of the best car insurance companies by using our free online tool now.

Lincoln MKC Insurance Cost

The average Lincoln MKC car insurance rates are $1,458 a year or $122 a month.


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Are Lincoln MKCs Expensive to Insure?

The chart below details how Lincoln MKC insurance rates compare to other crossovers like the Ford EcoSport, Infiniti QX30, and Mazda CX-3.

VehicleComprehensiveCollisionLiabilityTotal
Lincoln MKC$306$596$398$1,458
Ford EcoSport$280$500$372$1,310
Infiniti QX30$344$686$398$1,586
Mazda CX-3$308$500$372$1,338
Audi Q5$362$718$372$1,610
Lexus RX 450h$390$718$420$1,708
Kia Niro$282$478$398$1,316

However, there are a few things you can do to find the cheapest Lincoln insurance rates online.

What Impacts the Cost of Lincoln MKC Insurance?

You might have noticed that there is a multitude of factors that impact Lincoln MKC car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Lincoln MKC.

Age of the Vehicle

Older Lincoln MKC models generally cost less to insure. For example, car insurance rates for a 2018 Lincoln MKC are $1,458, while 2015 Lincoln MKC rates are $1,408, a difference of $50.

Model YearComprehensiveCollisionLiabilityTotal
2018 Lincoln MKC$306$596$398$1,458
2017 Lincoln MKC$296$582$416$1,452
2016 Lincoln MKC$286$558$430$1,432
2015 Lincoln MKC$270$538$442$1,408

Driver Age

Driver age can have a significant impact on the cost of Lincoln MKC auto insurance. For example, 20-year-old drivers pay as much as $1,847 more each year for their Lincoln MKC auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lincoln MKC insurance rates. For example, drivers in Phoenix may pay $802 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Lincoln MKC car insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKC auto insurance rates with violations on their driving record.

Lincoln MKC Safety Ratings

The Lincoln MKC’s safety ratings will affect your Lincoln MKC auto insurance rates. See the chart below:

Test TypeRating
Small overlap front: driver-sideNot Tested
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthNot Tested
Head restraints and seatsNot Tested
Source: Insurance Institute for Highway Safety

Lincoln MKC Crash Test Ratings

Lincoln MKC crash test ratings can impact the cost of your Lincoln MKC car insurance. See Lincoln MKC crash test results below:

Vehicle TestedOverallFrontalSideRollover
2019 Lincoln MKC SUV FWD4 stars4 stars5 stars4 stars
2019 Lincoln MKC SUV AWD4 stars4 stars5 stars4 stars
2018 Lincoln MKC SUV FWD4 stars4 stars5 stars4 stars
2018 Lincoln MKC SUV AWD4 stars4 stars5 stars4 stars
2017 Lincoln MKC SUV FWD4 stars4 stars5 stars4 stars
2017 Lincoln MKC SUV AWD4 stars4 stars5 stars4 stars
2016 Lincoln MKC SUV FWD4 stars4 stars5 stars4 stars
2016 Lincoln MKC SUV AWD4 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Lincoln MKC Safety Features

The Lincoln MKC safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Lincoln MKC auto insurance rates. The Lincoln MKC’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Lincoln MKC Insurance Loss Probability

Insurance loss probability on the Lincoln MKC fluctuates between each type of coverage. The lower percentage means lower Lincoln MKC car insurance rates; higher percentages mean higher Lincoln MKC auto insurance rates.

Insurance Coverage CategoryLoss Rate
Collision-3%
Property Damage-24%
Comprehensive-31%
Personal Injuryno data
Medical Paymentno data
Bodily Injuryno data
Source: Insurance Institute for Highway Safety

Lincoln MKC Finance and Insurance Cost

If you are financing a Lincoln MKC, most lenders will require your carry higher Lincoln MKC coverage options including comprehensive coverage, so be sure to shop around and compare Lincoln MKC car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Lincoln MKC Insurance

There are many ways that you can save on Lincoln MKC car insurance. Below are five actions you can take to find cheap Lincoln MKC auto insurance rates.

  • Drive Your Lincoln MKC Safely
  • Improve Your Credit Score
  • Add a More Experienced Driver to Your Lincoln MKC Policy
  • Use Paperless Billing for Your Lincoln MKC Insurance Policy
  • Buy An Older Lincoln MKC

Top Lincoln MKC Insurance Companies

The best auto insurance companies for Lincoln MKC car insurance rates will offer competitive rates, discounts, and account for the Lincoln MKC’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Lincoln MKC Insurance Quotes Online

You can start comparing quotes for Lincoln MKC auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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