Buick Regal Insurance Cost Estimate [How to Find Cheap Rates]

Buick Regal insurance rates cost $1,398 a year, or around $117 a month. Finding Buick Regal teenager insurance rates can cost on average $5,110 a year, so shop around to find cheap coverage.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,398 a year or $117 each month
  • A liability-only policy costs around $560 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,110 a year or $426 each month
  • Good drivers can save as much as $576 a year by earning policy discounts
  • Buick Regal insurance costs around $121 less per year than the average vehicle

Buick Regal insurance rates are $121 cheaper than the average vehicle. You can save $70 on Buick Regal insurance rates if you enroll in liability-only coverage. Continue reading to learn how you can save more than $576 per year on Buick Regal insurance rates.

You can start comparing quotes for Buick Regal insurance rates from some of the best auto insurance companies by using our free online tool now.

Buick Regal Insurance Cost

The average auto insurance rates for a Buick Regal cost $1,398 a year or $117 a month.


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Are Buick Regals Expensive to Insure?

The chart below details how Buick Regal insurance rates compare to other sedans like the Volkswagen Passat, Nissan Altima, and Subaru Impreza.

VehicleComprehensiveCollisionLiabilityTotal
Buick Regal$306$536$398$1,398
Volkswagen Passat$332$600$390$1,480
Nissan Altima$306$570$390$1,424
Subaru Impreza$320$542$390$1,410
Chevrolet Sonic$270$536$398$1,362
Ford Focus$244$536$398$1,336
MINI Hardtop 4 Door$294$566$398$1,416

However, there are a few things you can do to find the cheapest Buick insurance rates online.

What Impacts the Cost of Buick Regal Insurance?

You might have noticed that there is a multitude of factors that impact Buick Regal insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Buick Regal.

Age of the Vehicle

Older Buick Regal models generally cost less to insure. For example, auto insurance rates for a 2018 Buick Regal are $1,398, while 2011 Buick Regal rates are $1,192, a difference of $206.

Model YearComprehensiveCollisionLiabilityTotal
2018 Buick Regal$306$536$398$1,398
2017 Buick Regal$296$524$416$1,394
2016 Buick Regal$286$502$430$1,376
2015 Buick Regal$270$484$442$1,354
2014 Buick Regal$260$450$452$1,320
2013 Buick Regal$250$424$456$1,288
2012 Buick Regal$240$380$460$1,238
2011 Buick Regal$224$350$460$1,192

Driver Age

Driver age can have a significant impact on the cost of Buick Regal auto insurance. For example, 20-year-old drivers pay as much as $1,771 more each year for their Buick Regal auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Buick Regal insurance rates. For example, drivers in Los Angeles may pay $518 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Buick Regal auto insurance. Teens and drivers in their 20’s see the highest jump in their Buick Regal auto insurance with violations on their driving record.

Buick Regal Safety Ratings

Your Buick Regal insurance rates are tied to the safety ratings of the Buick Regal. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthNot Tested
Head restraints and seatsNot Tested
Source: Insurance Institute for Highway Safety

Buick Regal Crash Test Ratings

Good Buick Regal crash test ratings mean the VW is safer, which could mean cheaper Buick Regal insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Buick Regal TourX SW AWDN/RN/RN/RN/R
2020 Buick Regal 5 HB FWDN/RN/RN/RN/R
2019 Buick Regal Tourx SW AWDN/RN/RN/RN/R
2019 Buick Regal 5 HB FWDN/RN/RN/RN/R
2018 Buick Regal Tourx SW AWDN/RN/RN/RN/R
2018 Buick Regal 5 HB FWDN/RN/RN/RN/R
2017 Buick Regal 4 DR FWD5 stars4 stars5 stars4 stars
2017 Buick Regal 4 DR AWD5 stars4 stars5 stars4 stars
2016 Buick Regal eAssist 4 DR FWD5 stars4 stars5 stars4 stars
2016 Buick Regal 4 DR FWD5 stars4 stars5 stars4 stars
2016 Buick Regal 4 DR AWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Buick Regal Safety Features

The Buick Regal safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Buick Regal auto insurance rates. The Buick Regal’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control
  • Emergency Trunk Release

Buick Regal Insurance Loss Probability

Another contributing factor that affects Buick Regal insurance rates is the loss probability for each type of coverage.

Insurance Coverage CategoryLoss Rate
Collision-4%
Property Damage-8%
Comprehensive-18%
Personal Injury4%
Medical Payment-6%
Bodily Injury-3%
Source: Insurance Institute for Highway Safety

Buick Regal Finance and Insurance Cost

If you are financing a Buick Regal, most lenders will require your carry higher Buick Regal coverage options including comprehensive coverage, so be sure to shop around and compare Buick Regal insurance rates from the best auto insurance companies using our FREE tool below.

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5 Ways to Save on Buick Regal Insurance

If you want to reduce the cost of your Buick Regal insurance rates, follow these tips below:

  • Understand that Your Insurer Can Change Your Buick Regal  Insurance Rates Mid-Term for Other Reasons
  • Take a Refresher Course as an Older Driver
  • Make Sure You Use an Accredited Driver Safety Program
  • Buy a Dashcam for Your Buick Regal
  • Ask About Buick Regal Safety Discounts

Top Buick Regal Insurance Companies

Several insurance companies offer competitive rates for the Buick Regal based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Buick Regal drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Buick Regal Insurance Quotes Online

You can start comparing quotes for Buick Regal insurance rates from some of the best auto insurance companies by using our free online tool now.

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