Chevrolet Silverado 3500HD Insurance [How to Find Low Rates Online]

Chevrolet Silverado 3500HD insurance rates cost $138 per month ($1,660 per year). On average, Chevrolet Silverado 3500HD comprehensive insurance coverage costs $404, collision coverage costs $590, and liability coverage costs $468.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 28, 2020

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Key takeaways:

  • Full coverage costs around $1,660 a year or $138 each month
  • A liability-only policy costs around $666 a year or $56 each month
  • Highest rates are for teenage drivers at around $6,067 a year or $506 each month
  • Good drivers can save as much as $684 a year by earning policy discounts
  • Chevrolet Silverado 3500HD insurance costs around $141 more per year than the average vehicle

Chevrolet Silverado 3500HD insurance rates are $141 more expensive than the average vehicle. You could pay up to $138 per month on full coverage insurance, but teen drivers could pay up to $506 per month. Continue reading to learn how you can lower Chevrolet Silverado 3500HD insurance rates.

You can start comparing quotes for Chevrolet Silverado 3500HD insurance rates from some of the best auto insurance companies by using our free online tool now.

Chevrolet Silverado 3500HD Insurance Cost

The average auto insurance rates for a Chevrolet Silverado 3500HD cost $1,660 a year or $138 a month.


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Are Chevrolet Silverado 3500HDs Expensive to Insure?

The chart below details how Chevrolet Silverado 3500HD insurance rates compare to other trucks like the GMC Sierra, Toyota Tacoma, and Toyota Tundra.

VehicleComprehensiveCollisionLiabilityTotal
Chevrolet Silverado 3500HD$404$656$420$1,660
GMC Sierra$336$594$372$1,460
Toyota Tacoma$294$482$390$1,324
Toyota Tundra$320$512$440$1,452
Chevrolet Silverado$322$562$420$1,484
GMC Sierra 3500HD$376$656$420$1,632
Ford Ranger$254$470$372$1,254

However, there are a few things you can do to find the cheapest Chevrolet Silverado insurance rates online.

What Impacts the Cost of Chevrolet Silverado 3500HD Insurance?

Even though the average annual rate for the Chevrolet Silverado 3500HD is $1,660, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Chevrolet Silverado 3500HD.

Age of the Vehicle

The average Chevrolet Silverado 3500HD insurance rates are higher for newer models. For example, auto insurance for a 2020 Chevrolet Silverado 3500HD costs $1,660, while 2010 Chevrolet Silverado 3500HD insurance costs are $1,346, a difference of $314.

Model YearComprehensiveCollisionLiabilityTotal
2020 Chevrolet Silverado 3500HD$404$656$420$1,660
2019 Chevrolet Silverado 3500HD$384$630$440$1,634
2018 Chevrolet Silverado 3500HD$370$626$450$1,626
2017 Chevrolet Silverado 3500HD$356$610$470$1,616
2016 Chevrolet Silverado 3500HD$344$586$486$1,596
2015 Chevrolet Silverado 3500HD$326$564$500$1,570
2014 Chevrolet Silverado 3500HD$312$524$510$1,526
2013 Chevrolet Silverado 3500HD$300$494$514$1,488
2012 Chevrolet Silverado 3500HD$288$442$520$1,430
2011 Chevrolet Silverado 3500HD$270$408$520$1,378
2010 Chevrolet Silverado 3500HD$260$382$524$1,346

Driver Age

Driver age can have a significant impact on Chevrolet Silverado 3500HD insurance rates. For instance, a 30-year-old driver may pay $73 more each year for Chevrolet Silverado 3500HD auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Chevrolet Silverado 3500HD insurance rates. For example, drivers in Los Angeles may pay $238 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Silverado 3500HD auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Silverado 3500HD auto insurance with violations on their driving record.

Chevrolet Silverado 3500HD Safety Ratings

Your Chevrolet Silverado 3500HD insurance rates are influenced by the Chevrolet Silverado 3500HD’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideNot Tested
Small overlap front: passenger-sideNot Tested
Moderate overlap frontNot Tested
SideNot Tested
Roof strengthNot Tested
Head restraints and seatsNot Tested
Source: Insurance Institute for Highway Safety

Chevrolet Silverado 3500HD Crash Test Ratings

Poor Chevrolet Silverado 3500HD crash test ratings could mean higher Chevrolet Silverado 3500HD insurance rates.

Vehicle TestedOverallFrontalSideRollover
Chevrolet Silverado 3500HDN/RN/RN/RN/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Chevrolet Silverado 3500HD Safety Features

Having a variety of safety features on your Chevrolet Silverado 3500HD can help lower your Chevrolet Silverado 3500HD insurance costs. The Chevrolet Silverado 3500HD’s safety features include:

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  • StabiliTrak, stability control system with Proactive Roll Avoidance and traction control, includes electronic trailer sway control and hill start assist
  • Daytime Running Lamps with automatic exterior lamp control
  • Airbags Dual-stage frontal airbags for driver and front outboard passenger; Seat-mounted side-impact airbags for driver and front outboard passenger; Head-curtain airbags for front and rear outboard seating positions; Includes front outboard Passenger Sensing System for frontal outboard passenger airbag
  • Tire Pressure Monitoring System with Tire Fill Alert
  • Teen Driver a configurable feature that lets you activate customizable vehicle settings associated with a key fob, to help encourage safe driving behavior. It can limit certain available vehicle features, and it prevents certain safety systems from being turned off. An in-vehicle report card gives you information on driving habits and helps you to continue to coach your new driver
  • OnStar and Chevrolet connected services capable

Chevrolet Silverado 3500HD Finance and Insurance Cost

When financing a Chevrolet Silverado 3500HD, most lenders will require your carry higher Chevrolet Silverado 3500HD coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Silverado 3500HD insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Chevrolet Silverado 3500HD Insurance

You have more options at your disposal to save money on your Chevrolet Silverado 3500HD auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Chevrolet Silverado 3500HD insurance rates

  • Consider Ride Sharing Services to Lower Your Chevrolet Silverado 3500HD Mileage
  • Choose Automatic Payments or EFT for Your Chevrolet Silverado 3500HD Insurance Policy
  • Ask About a Student Away from Home Discount
  • Pay Your Bills On Time — Especially Chevrolet Silverado 3500HD Payments and Insurance
  • Carpool to Work Instead of Driving Your Chevrolet Silverado 3500HD

Top Chevrolet Silverado 3500HD Insurance Companies

Who is the top auto insurance company for Chevrolet Silverado 3500HD insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Silverado 3500HD auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Silverado 3500HD offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Chevrolet Silverado 3500HD Insurance Quotes Online

You can start comparing quotes for Chevrolet Silverado 3500HD insurance rates from some of the best auto insurance companies by using our free online tool now.

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