How to Find Cheap Chevrolet Spark Insurance Quotes

Average auto insurance rates for a Chevrolet Spark cost $1,310 a year, or around $109 a month. Mature drivers with good driving records may find rates as low as $770 a year.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jul 15, 2020

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Key takeaways:

  • Full coverage costs around $1,310 a year or $109 each month
  • A liability-only policy costs around $525 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,788 a year or $399 each month
  • Good drivers can save as much as $540 a year by earning policy discounts
  • Chevrolet Spark insurance costs around $209 less per year than the average vehicle

Chevrolet Spark insurance rates are about $209 less per year than the average vehicle in the U.S. Full coverage is about $1,310 a year or $109 a month. Drivers of an older Chevrolet Sparks may opt for liability-only coverage which averages $525 a year or $44 per month. Let’s take a look at Chevrolet Spark insurance rates, safety features, and more.

You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Spark Insurance Cost

The average Chevrolet Spark auto insurance rates are $1,310 a year or $109 a month.


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Are Chevrolet Sparks Expensive to Insure?

The chart below details how Chevrolet Spark insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Beetle, and Ford Focus RS.

VehicleComprehensiveCollisionLiabilityTotal
Mitsubishi Mirage$244$448$398$1,248
Volkswagen Beetle$280$542$332$1,290
Ford Focus RS$332$656$398$1,544
Honda Fit$268$512$258$1,148
Volkswagen Golf$306$600$390$1,454
Volkswagen Golf R$372$660$390$1,580

However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Spark Insurance?

You might have noticed that there is a multitude of factors that impact Chevrolet Spark car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Chevrolet Spark.

Age of the Vehicle

The average Chevrolet Spark auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Chevrolet Spark cost $1,310, while 2013 Chevrolet Spark rates are $1,234, a difference of $76.

Model YearComprehensiveCollisionLiabilityTotal
2017 Chevrolet Spark$224$436$470$1,310
2016 Chevrolet Spark$216$418$486$1,300
2015 Chevrolet Spark$204$404$500$1,288
2014 Chevrolet Spark$196$374$510$1,260
2013 Chevrolet Spark$188$352$514$1,234

Driver Age

Driver age can have a significant impact on the cost of Chevrolet Spark auto insurance. For example, 20-year-old drivers pay approximately $1,602 each year for their Chevrolet Spark auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Spark insurance rates. For example, drivers in Los Angeles may pay $720 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Spark car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Spark car insurance with violations on their driving record.

Chevrolet Spark Safety Ratings

Your Chevrolet Spark auto insurance rates are tied to the Chevrolet Spark’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideNot Tested
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthNot Tested
Head restraints and seatsNot Tested
Source: Insurance Institute for Highway Safety

Chevrolet Spark Crash Test Ratings

Chevrolet Spark crash test ratings can impact your Chevrolet Spark car insurance rates. See Chevrolet Spark crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Chevrolet Spark 5 HB FWDN/RN/RN/RN/R
2019 Chevrolet Spark 5 HB FWDN/RN/RN/RN/R
2018 Chevrolet Spark 5 HB FWDN/RN/RN/RN/R
2017 Chevrolet Spark 5 HB FWDN/RN/RN/RN/R
2016 Chevrolet Spark Ev 5 HB FWDN/RN/RN/RN/R
2016 Chevrolet Spark 5 HB FWDN/RN/RN/RN/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Chevrolet Spark Safety Features

Having a variety of safety features on your Chevrolet Spark can help lower your insurance costs. According to AutoBlog, the 2020 Chevrolet Spark’s safety features include:

  • Rearview camera
  • Rear parking sensors
  • Forward collision warning
  • Lane departure warning
  • Automatic emergency braking

Chevrolet Spark Finance and Insurance Cost

If you are financing a Chevrolet Spark, most lenders will require your carry higher Chevrolet Spark coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Spark auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Chevrolet Spark Insurance

You have more options at your disposal to save money on your Chevrolet Spark auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Chevrolet Spark car insurance rates

  • Ask for a New Chevrolet Spark Auto Insurance Rate Based on Your Improved Credit Score
  • Audit Your Chevrolet Spark Driving When You Move to a New Location or Start a New Job
  • Avoid the Temptation to File a Claim for Minor Incidents
  • Ask About a Student Away from Home Discount
  • Make Sure You’re Raising a Safe Driver

Top Chevrolet Spark Insurance Companies

Who is the top car insurance company for Chevrolet Spark insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Spark auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Spark offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Chevrolet Spark Insurance Quotes Online

You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.

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