Compare Cheap Audi S4 Insurance Quotes [Guide + Free Quotes]

Audi S4 insurance rates cost $132 per month ($1,588 per year) on average. Comprehensive, collision, and liability insurance cost around $387, $565, and $448, respectively.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,588 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,804 a year or $484 each month
  • Good drivers can save as much as $655 a year by earning policy discounts
  • Audi S4 insurance costs around $69 more per year than the average vehicle

Audi S4 insurance rates are $53 per month for liability-only coverage and $132 per month for full coverage. You can save $655 per year on policy discounts and lower Audi S4 insurance rates. Continue reading to learn more.

You can start comparing quotes for Audi S4  insurance rates from some of the best auto insurance companies by using our free online tool now.

Audi S4 Insurance Cost

The average auto insurance costs for an Audi S4 are $1,588 a year or $132 a month.


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Are Audi S4s Expensive to Insure?

The chart below details how Audi S4 insurance rates compare to other sedans like the Honda Accord, Subaru WRX, and Cadillac ATS.

VehicleComprehensiveCollisionLiabilityTotal
Audi S4$370$744$338$1,588
Honda Accord$280$500$372$1,310
Subaru WRX$320$566$338$1,360
Cadillac ATS$294$566$398$1,416
Nissan Sentra$254$570$390$1,372
Chevrolet Blazer$376$688$316$1,516
Toyota Camry$294$570$390$1,412

However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi S4 Insurance?

The Audi S4 trim and model you choose can impact the total price you will pay for Audi S4 insurance coverage.

Age of the Vehicle

The average Audi S4 auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Audi S4 costs $1,588, while 2010 Audi S4 insurance costs are $1,244, a difference of $344.

Model YearComprehensiveCollisionLiabilityTotal
2018 Audi S4$370$744$338$1,588
2016 Audi S4$344$696$364$1,540
2015 Audi S4$326$672$376$1,510
2014 Audi S4$312$624$384$1,456
2013 Audi S4$300$588$388$1,412
2012 Audi S4$288$526$390$1,340
2011 Audi S4$270$484$390$1,280
2010 Audi S4$260$454$394$1,244

Driver Age

Driver age can have a significant impact on the cost of Audi S4 auto insurance. For example, 20-year-old drivers pay approximately $1,942 each year for their Audi S4 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Audi S4 insurance rates. For example, drivers in Los Angeles may pay $587 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Audi S4 auto insurance. Teens and drivers in their 20’s see the highest jump in their Audi S4 auto insurance rates with violations on their driving record.

Audi S4 Safety Ratings

Your Audi S4 insurance rates are tied to the safety ratings of the Audi S4. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideNot Tested
Small overlap front: passenger-sideNot Tested
Moderate overlap frontNot Tested
SideNot Tested
Roof strengthNot Tested
Head restraints and seatsNot Tested
Source: Insurance Institute for Highway Safety

Audi S4 Crash Test Ratings

Good Audi S4 crash test ratings can lower your Audi S4 insurance rates. See Audi S4 crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Audi S4 4 DR AWDN/RN/RN/R5 stars
2019 Audi S4 4 DR AWDN/RN/RN/R5 stars
2018 Audi S4 4 DR AWDN/RN/RN/R5 stars
2016 Audi S4 4 DR AWD5 stars5 stars5 stars5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Audi S4 Safety Features

The more safety features you have on your Audi S4, the more likely it is that you can earn a discount. The Audi S4’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Audi pre sense basic
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • SIDEGUARD Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • Power Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners

Audi S4 Insurance Loss Probability

Another contributing factor that affects Audi S4 insurance rates is the loss probability for each type of coverage.

Insurance Coverage CategoryLoss Rate
Collision106%
Property Damage-22%
Comprehensive82%
Personal Injury-49%
Medical Payment-43%
Bodily Injury-25%
Source: Insurance Institute for Highway Safety

Audi S4 Finance and Insurance Cost

If you are financing an Audi S4, most lenders will require your carry higher Audi S4 coverage options including comprehensive coverage, so be sure to shop around and compare Audi S4 insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Audi S4 Insurance

You have more options at your disposal to save money on your Audi S4 auto insurance costs. For example, try these five tips:

  • Understand the Different Types of Auto Insurance for Your Audi S4
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Choose an Audi S4 with Cheaper Repair Costs
  • Compare Audi S4 Insurance Rates for Free Online
  • Choose Automatic Payments or EFT for Your Audi S4 Auto Insurance Policy

Top Audi S4 Insurance Companies

Who is the top auto insurance company for Audi S4 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi S4 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi S4 offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Audi S4 Insurance Quotes Online

You can start comparing quotes for Audi S4 insurance rates from some of the best auto insurance companies by using our free online tool now.

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